TSP Center - A Thrift Savings Plan Community
 
"FantasyTSP™ and Discussion Forum for the Thrift Savings Plan Investor"
 
 
--- Member Statistics ---

499 registered members, 6 online
Newest member: smrober
Announcement: FantasyTSP Jackpot Challenge
by  Virginia TSPking | 16 Comments

I've had multiple people bring this up both at work and through the site. Its a simple concept really and is best explained through the details page.

25% of total TSP Center advertising revenue is contributed each month. So as the site grows and advertising revenue increases, the jackpot will get larger...

Please post opinions or suggestions for making this better.




January 05, 2009
Bonds remain strong, stocks too risky
by  United States Peaceful-B | 2 Comments

Happy New Year!

We pick the mix of funds that maximizes the expected returns while not exceeding a fixed maximum risk. The F Fund has continued getting stronger since mid-December. Its risk is now low enough that we can put all of our money into it in our Balanced allocation. We’re putting more money into it in the Conservative allocation as well, though there, we are still keeping most of our money in the G Fund.

Happy trading, and have a healthy, happy, and prosperous new year.

Disclaimer. Peaceful Gains, LLC is not a registered investment advisor and does not provide any individualized advice. Past performance is not necessarily indicative of future results. Future accuracy and profitable results cannot be guaranteed.

Copyright © 2009 Peaceful Gains, LLC. All rights reserved. By using our website (peacefulgains.com) or our newsletters, you agree to our Terms and Conditions of Use.




January 05, 2009
TSP Million Dollar Gain Updated for 2008
by  Virginia TSPking | 2 Comments

The TSP Center Seasonal C and F Fund Swing Strategy has been updated for 2008. As you can probably guess, it did rather poorly in 2008. However, it still outperformed a buy and hold of the C or S Funds by 12% which demonstrates the intent of the strategy: that 'setting and forgetting' (buy and hold) may not be the best way to manage your TSP retirement savings.

We've setup a new FantasyTSP user named SwingStrat to track this strategy for 2009. The user starts 2009 in 100% C Fund. He will move to 100% F Fund on the first day of June and then back to 100% C Fund on the first day of October.




January 05, 2009
TSP Calculator Update
by  Virginia Pro-Trader | 1 Comment

Howdy TSPKing,

With the new year max contributions increased $1,000 to $16,500, you can update the TSP calculator, if you desire. I haven't been as active over the last few weeks, but I still visit site every day or so for interesting viewpoints. Hope all had a nice holiday and looking forward to a better 2009 investment year!! Great job on the updates!! Keep up the great work!!!




January 04, 2009
The free Peaceful Gains TSP newsletter
by  United States Peaceful-B | 4 Comments

Greetings,

My name is Alex Strashny. I publish the Peaceful Gains TSP newsletter. TSPking has graciously allowed my service to be tracked in the brand new Professional FantasyTSP. In this post, I will tell you a bit about myself and about my free newsletter.

How the newsletter got started. I started working as a statistician in the federal government a few years ago. I actually started on the job while still working on my Ph.D. dissertation. I would work at the office during the day, then come home and work on the dissertation during evenings and on weekends. In 2007, I had finally finished my dissertation and received my Ph.D.

After my attention was freed from writing the dissertation, I started thinking about the Thrift Savings Plan. As the amount of money I had in the TSP began to increase due to regular contributions, I started thinking more and more seriously about how to invest it correctly. I wanted to know exactly how much of my money should be invested in each TSP fund at all times. I looked at a lot of investment advice. After studying it, I typically found that the advice made little sense to me. At first, I thought that the investment advice that I was seeing didn't make sense simply because it was popularized and thus simplified. I thought that if I just read more "serious" articles, I would find in-depth advice that made sense.

Though I didn't find the answers even in the more serious articles, during this search I did realize two things. First, when it comes to investment and trading advice, the old saying is true — those who know don't tell, and those who tell don't know. Second, I am a Ph.D. statistician. The question of how to invest well cannot be that difficult from a statistical point of view. I should be able to figure it out on my own. And if I can't, how can so-called financial experts?

These two realizations were very empowering. I sat down and started writing things out. I wrote down in mathematical terms what the problem actually was. I then used the math and statistics that I knew to solve it. I wrote a computer program to apply my equations to financial data. I tested the program on actual financial data to verify that it produced good returns. By mid-2008, I had solved the problem.

Right away, I began using my asset allocation method for allocating my own TSP retirement savings. At the same time, I would hear from people about how they were trying to follow some popular investment advice (which was telling them to hold on to stocks), and yet, they were still losing their retirement savings. I thus saw a great win-win opportunity. I could genuinely help people make better investment decisions and at the same time make money for myself. I know math, statistics, and computer programming, which many other people don't. This allows me to give people useful advice that they would not otherwise receive. In October 2008, Peaceful Gains was born. Peaceful Gains TSP, its first newsletter, was launched right away.

About the newsletter. Right now the newsletter is completely free, without any obligation to continue the subscription when / if I start charging for it.

The allocations in the newsletter are determined in a conceptually simple way. I pick the mix of funds that maximizes the expected returns while not exceeding a fixed maximum risk. Return and risk -- that's all I look at. The trick is knowing how to mathematically define these quantities, and then how to find the mix of funds that satisfies the above condition.

The result is also straightforward. My strategy achieves consistently high long-term returns with smaller drawdowns. It performs well, both when stocks are going up, and when they are not.

The newsletter actually gives two allocations -- Conservative and Balanced. That's why in the Professional FantasyTSP box you see both Peaceful-C (for Conservative) and Peaceful-B (for Balanced). You pick the allocation that's right for you. The only difference between our two allocations is that the maximum allowable risk is lower for the Conservative allocation. In other words, the Conservative allocation is safer. On the other hand, the Balanced allocation has a higher expected return. As a result, the Balanced allocation has also had higher historical returns.

All responses welcome. My goal is to create the best financial advisory newsletters possible. If you have any questions, comments, or suggestions, please do let me know me, either in the forums, through PM, or through email. And please let your friends and coworkers know about my newsletter.

Happy trading, and have a healthy, happy, and prosperous new year.
-Alex

Disclaimer. Peaceful Gains, LLC is not a registered investment advisor and does not provide any individualized advice. Past performance is not necessarily indicative of future results. Future accuracy and profitable results cannot be guaranteed.

Copyright © 2008-2009 Peaceful Gains, LLC. All rights reserved. By using our website (peacefulgains.com) or our newsletters, you agree to our Terms and Conditions of Use.




January 03, 2009
hello, Active Army
by  Texas john2121 | 4 Comments

Hello, everyone! I've been lurking around here for about a month now and I gotta say this site is very helpful and informative. I've allocated my stocks to 40-C, 20-S, and 40-I on both fantasy and real TSP accounts. I may go to 100% G fund at any given time, but for now those are my AA. Happy New Year to all and hopefully we'll see positive gains and returns over the next year and thereafter. Smile




 
FantasyTSP™ Jackpot Challenge
Investment Month Current Jackpot
January 2009 $31.08
February 2009 $5.09
Details | Donate
Professional FantasyTSP™ Returns
User Start Date Return
United States Peaceful-C 2009-01-01 -0.17%
United States Peaceful-B 2009-01-01 -0.42%
What is this?
Top Five 2009 FantasyTSP™ Returns
User Start Date Return
United States jackycat 2009-01-01 +2.76%
United States f3rqpb 2009-01-01 +2.76%
United States crondanet5 2009-01-01 +2.76%
Canada elgordo 2009-01-01 +2.76%
United States 12%AYEAR 2009-01-01 +2.76%
View Leader Board
Pending Allocations for Jan 5, 2009
User Pending Allocation
United States nonniebugg Log in to view *
United States kkessler01 Log in to view *
United Kingdom smrober Log in to view *
Join FantasyTSP™
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  • Talk with other TSP investors
  • Learn new investment strategies
  • Compete for Leader Board listing
  • Monitor TSP share prices
  • and much more...
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TSP Share Prices for Jan 5, 2009
  Close Chg Day YTD
G Fund $12.74 +0.00 +0.02% +0.03%
F Fund $12.52 +0.01 +0.05% -0.46%
C Fund $10.72 -0.05 -0.45% +2.74%
S Fund $12.54 +0.05 +0.38% +2.76%
I Fund $14.36 -0.18 -1.26% +0.77%
L 2040 $12.71 -0.05 -0.41% +1.73%
L 2030 $12.82 -0.05 -0.35% +1.53%
L 2020 $13.02 -0.04 -0.31% +1.27%
L 2010 $13.92 -0.02 -0.14% +0.63%
L Income $12.84 -0.01 -0.09% +0.45%
TSP Center Sponsors
 
AGG (F Fund)
iShares Lehman Aggregate Bond (AGG)
S&P 500 (C Fund)
S&P 500 INDEX,RTH (^GSPC)
Wilshire 4500 (S Fund)
Dow Jones Wilshire 4500 Complet (^DWCPF)
EFA (I Fund)
iShares MSCI EAFE Index (EFA)

20min. delay http://finance.yahoo.com

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