TSP Center - A Thrift Savings Plan Community
 
"FantasyTSP™ and Discussion Forum for the Thrift Savings Plan Investor"
 
 
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1,744 registered users, 21 online
Newest member: Rand070352
TSP Center Thift Savings Plan Calculator (updated for 2009)

Employee type:  
Percent to contribute:  
Annual salary:  
Current Age:  
Current TSP balance:  
Age of retirement:  
Annual rate of return:  
Expected annual salary increase:  
Catch-up contribution:  
Government match (auto calculated):  
 

Definitions

Employee type
This identifies which retirement system applies to you, Civil Service Retirement System (CSRS) or Federal Employees Retirement System (FERS).

Percent to contribute
This is the percentage of your annual salary you contribute to your TSP each year. Up to 15 percent of your salary can be contributed to TSP each year.

Annual salary
This is your annual salary before taxes and other benefit deductions. Since your actual contribution and government match are based on your salary and employee type (CSRS or FERS), do not include any income you may receive from sources other than your government employment.

Current TSP balance
The starting balance or current amount you have invested in your TSP.

Age of retirement
Age you wish to retire.

Annual rate of return
The annual rate of return for your TSP account. This calculator assumes that your return is compounded annually and your deposits are made annually.

Expected annual salary increase
The annual rate you expect your salary to increase. This calculator assumes that your salary will continue to increase at this rate until you retire.

Catch-up contribution
If you have made -- or will make -- the maximum amount of regular employee contributions for the year ($16,500 in 2010) and are 50 years of age or older, you may also make catch-up contributions to your TSP account. Catch-up contributions have their own annual limit, which is $5,500 for 2009.

Members of the Uniformed Services may not make catch-up contributions from pay that is tax-exempt; FERS employees do not receive Agency Matching Contributions on catch-up contributions..

Government match
For FERS employees only. This value is calculated based on the percent of your salary you contribute to TSP.
Percent to contribute    Government matches
0% 1%
1% 2%
2% 3%
3% 4%
4% 4.5%
5%+ 5%
 
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Professional FantasyTSP™ Returns
User Start Date Return
Virginia Seasonal 2010-01-01 +3.21%
United States TSPKey 2010-01-01 +3.20%
United States Peaceful-C 2010-01-01 -5.52%
United States Peaceful-B 2010-01-01 -12.14%
What is this?
Top Five 2010 FantasyTSP™ Returns
User Start Date Return
United States TSPProphet 2010-01-01 +25.19%
Ohio mmiller17 2010-01-01 +22.00%
United States 30yrs=1mil 2010-01-01 +20.58%
California tspblog 2010-01-01 +17.69%
United States azn 2010-01-01 +15.63%
View Leader Board
Pending Allocations for Jul 30, 2010
User Pending Allocation
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United States loedavis Log in to view
United States peteruso Log in to view
United States JUNGLECAT Log in to view
Florida chief04010 Log in to view
Virginia JayJ Log in to view
Wisonsin mkw52 Log in to view
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TSP Share Prices for Jul 29, 2010
    Close Day YTD
   G Fund $13.3590 +0.01% +1.83%
   F Fund $14.1591 +0.05% +6.18%
   C Fund $13.2027 -0.40% -0.11%
   S Fund $17.4288 -0.28% +5.88%
   I Fund $17.7730 +0.21% -4.12%
   L 2040 $15.7954 -0.15% +1.03%
   L 2030 $15.6435 -0.13% +1.18%
   L 2020 $15.5175 -0.11% +1.29%
   L 2010 $15.4955 -0.04% +1.81%
   L Income $14.1430 -0.04% +1.89%
TSP Center Sponsors
 
AGG (F Fund)
iShares Lehman Aggregate Bond (AGG)
S&P 500 (C Fund)
S&P 500 INDEX,RTH (^GSPC)
Wilshire 4500 (S Fund)
Dow Jones Wilshire 4500 Complet (^DWCPF)
EFA (I Fund)
iShares MSCI EAFE Index (EFA)

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