David here, brand new
Moderator: Aitrus
David here, brand new
Just found this site from a coworker and looking to jump in. Lifecycle funds not doing as well as I had hoped.
Re: David here, brand new
Welcome & Happy Investing! There is a lot of info on the site....lots of different opinions and methods of investing. Good luck
Re: David here, brand new
Yeah, I am not sold on lifecycle funds. They try to set you up so you have all your exposure upfront in youth, and less risk in the later years. The problem I see is that markets are cyclical, and what happens if stocks are sold in a down cycle to keep to an arbitrary timeline? Personally, I see a lot of value in the seasonal plan. I tend to follow the troughs though.
Re: David here, brand new
Lifecycle funds are also too conservative for somebody early in their career, IMHO. However, it's better than leaving money in G or not investing at all.
Seasonal Musings 2022: viewtopic.php?f=14&t=19005
Recommended Reading: http://tspcenter.com/forums/viewtopic.php?f=14&t=13474
"It's not what happens to you, but how you react to it that matters" Epictetus
Recommended Reading: http://tspcenter.com/forums/viewtopic.php?f=14&t=13474
"It's not what happens to you, but how you react to it that matters" Epictetus
Fund Prices2024-03-27
Fund | Price | Day | YTD |
G | $18.14 | 0.01% | 1.00% |
F | $19.09 | 0.26% | -0.68% |
C | $82.11 | 0.87% | 10.42% |
S | $82.19 | 1.48% | 6.61% |
I | $42.68 | 0.56% | 6.21% |
L2065 | $16.38 | 0.84% | 8.36% |
L2060 | $16.38 | 0.84% | 8.36% |
L2055 | $16.39 | 0.84% | 8.36% |
L2050 | $32.73 | 0.71% | 6.94% |
L2045 | $14.91 | 0.67% | 6.56% |
L2040 | $54.37 | 0.63% | 6.20% |
L2035 | $14.34 | 0.58% | 5.77% |
L2030 | $47.66 | 0.53% | 5.35% |
L2025 | $13.14 | 0.31% | 3.40% |
Linc | $25.60 | 0.24% | 2.79% |