David here, brand new
Moderator: Aitrus
David here, brand new
Just found this site from a coworker and looking to jump in. Lifecycle funds not doing as well as I had hoped.
Re: David here, brand new
Welcome & Happy Investing! There is a lot of info on the site....lots of different opinions and methods of investing. Good luck
Re: David here, brand new
Yeah, I am not sold on lifecycle funds. They try to set you up so you have all your exposure upfront in youth, and less risk in the later years. The problem I see is that markets are cyclical, and what happens if stocks are sold in a down cycle to keep to an arbitrary timeline? Personally, I see a lot of value in the seasonal plan. I tend to follow the troughs though.
Re: David here, brand new
Lifecycle funds are also too conservative for somebody early in their career, IMHO. However, it's better than leaving money in G or not investing at all.
Seasonal Musings 2022: viewtopic.php?f=14&t=19005
Recommended Reading: http://tspcenter.com/forums/viewtopic.php?f=14&t=13474
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Recommended Reading: http://tspcenter.com/forums/viewtopic.php?f=14&t=13474
Support the site by purchasing a membership at TSPCalc! https://tspcalc.com
Fund Prices2024-04-18
Fund | Price | Day | YTD |
G | $18.19 | 0.01% | 1.27% |
F | $18.62 | -0.30% | -3.14% |
C | $78.45 | -0.21% | 5.50% |
S | $76.12 | -0.20% | -1.27% |
I | $40.67 | 0.02% | 1.21% |
L2065 | $15.58 | -0.13% | 3.04% |
L2060 | $15.58 | -0.13% | 3.04% |
L2055 | $15.58 | -0.13% | 3.04% |
L2050 | $31.35 | -0.13% | 2.44% |
L2045 | $14.32 | -0.12% | 2.35% |
L2040 | $52.37 | -0.11% | 2.29% |
L2035 | $13.85 | -0.10% | 2.21% |
L2030 | $46.21 | -0.09% | 2.15% |
L2025 | $12.93 | -0.05% | 1.72% |
Linc | $25.28 | -0.04% | 1.51% |