Tempted to jump to I fund

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managingts
Posts: 93
Joined: Sun May 05, 2013 10:29 pm

Tempted to jump to I fund

Post by managingts »

I am so tempted to jump to I fund. It's been really great since day 1 in May and well before that. But I'll stick with C this month.

Anyone thought of jumping to I fund when it's at high right now?

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mjedlin66
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Joined: Wed Oct 02, 2013 7:51 pm

Re: Tempted to jump to I fund

Post by mjedlin66 »

Don't do it. The Macron win didn't have much effect. Don't buy high.
Owner/creator of TSPcalc.com - "Know your numbers"

Tim88M
Posts: 18
Joined: Thu Jan 05, 2017 9:50 am

Re: Tempted to jump to I fund

Post by Tim88M »

After talking with cswift01 about extending exposure in the I fund into May a couple weeks ago, I did some research on the best time to switch out of the I fund into the C fund. I just looked at the prices in TSP. What we are seeing would fall in line with what has happened not only over the last 5 years, but generally about average since the inception of the I fund. Its not 100%, but its enough that I noticed a pattern. The best time to get out of the I fund it would seem would be May 6-8 and into the C fund. I wish I had followed cswift01 and my research, but I am trying to stick to seasonal. The one time I varied this year I cost myself 3%, so I'm sticking to it!

hanncrew
Posts: 2
Joined: Tue Aug 09, 2016 9:44 am

Re: Tempted to jump to I fund

Post by hanncrew »

Glad I stayed in I Fund, since 21 Apr it is up 5.75%

kaclemen
Posts: 42
Joined: Fri Oct 31, 2014 1:13 pm

Re: Tempted to jump to I fund

Post by kaclemen »

Careful timing the market - I fund will rocket give it a few for the market to digest Macron win.

Macron will deliver for France and the EU. And just so we are clear this is no where near the high for EFA. 5 year high was around $70.55 and the ATH around $85. Still a lot of growth to be had. EFA has been "recovering" for the better part of 5-7 years. It's time for the EFA to reach ATH and grow! You should have 3-7 years of 30-60% growth in this fund. Just have to take emotion out of it and enjoy the ride! Like a well respected international investor told me, "the emerging markets are entering a bull market similar to the one the US stocks entered after the financial crisis"

YEEEEEHAAAAAAA!!!

John316
Posts: 149
Joined: Fri Nov 05, 2010 7:43 am

Re: Tempted to jump to I fund

Post by John316 »

kaclemen wrote:Careful timing the market - I fund will rocket give it a few for the market to digest Macron win.

Macron will deliver for France and the EU. And just so we are clear this is no where near the high for EFA. 5 year high was around $70.55 and the ATH around $85. Still a lot of growth to be had. EFA has been "recovering" for the better part of 5-7 years. It's time for the EFA to reach ATH and grow! You should have 3-7 years of 30-60% growth in this fund. Just have to take emotion out of it and enjoy the ride! Like a well respected international investor told me, "the emerging markets are entering a bull market similar to the one the US stocks entered after the financial crisis"

YEEEEEHAAAAAAA!!!



Somebody please correct me if I am wrong but the I fund has no emerging markets in its holdings. I believe it is 60% Europe and 40% Japan/China.

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Tomanyiron
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Joined: Mon Apr 26, 2010 6:39 am

Re: Tempted to jump to I fund

Post by Tomanyiron »

managingts wrote:Anyone thought of jumping to I fund when it's at high right now?

The risk/reward ratio to buy the I fund seems too high now. But I thought that last week when I submitted my IFT. A little late but captured a good gain on Fri. But as things are going this morning, looks like we stand to give back some of the gains. EFA has been on a flat line (-0.75% to -0.80%) from the open. But that’s not the big question. What we expect to have made when the position is closed, is the question each day. As far l can see none of the stock or bond funds are in a real good risk/reward stance today. Everything is down VIX, bonds too, (the G is temping). But who knows, by EOD we may be “Off To The Races” again.
"A good decision is based on knowledge and not on numbers." Plato
"Perfect numbers like perfect men are very rare." Rene Descartes

cb3
Posts: 41
Joined: Mon Feb 08, 2016 12:48 pm

Re: Tempted to jump to I fund

Post by cb3 »

With I being down today, it is definitely tempting to split it out between C and I... I may give in, who knows.

nodak
Posts: 69
Joined: Sun Apr 02, 2017 6:36 pm

Re: Tempted to jump to I fund

Post by nodak »

You are right, John316, except the China part. No China, no Canada, no emerging markets.
Europe – 63%
Japan – 24%

People that want EM exposure need to look outside their TSP.

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evilanne
Posts: 2067
Joined: Thu May 14, 2015 6:52 pm

Re: Tempted to jump to I fund

Post by evilanne »

John316 wrote:Somebody please correct me if I am wrong but the I fund has no emerging markets in its holdings. I believe it is 60% Europe and 40% Japan/China.

Majority of fund is in Europe & Asia but none in China

kaclemen
Posts: 42
Joined: Fri Oct 31, 2014 1:13 pm

Re: Tempted to jump to I fund

Post by kaclemen »

I guess depends on what your definition of "emerging market" is but your correct it is Japan/EU.

Scorpio70
Posts: 432
Joined: Thu Dec 24, 2015 11:49 am

Re: Tempted to jump to I fund

Post by Scorpio70 »

Made the jump. I like the sale price.

nodak
Posts: 69
Joined: Sun Apr 02, 2017 6:36 pm

Re: Tempted to jump to I fund

Post by nodak »

kaclemen wrote:I guess depends on what your definition of "emerging market" is...



"It depends upon what the meaning of the word 'is' is" - Bill :lol:

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evilanne
Posts: 2067
Joined: Thu May 14, 2015 6:52 pm

Re: Tempted to jump to I fund

Post by evilanne »

I increased I Fund exposure (Decreasing S & F), EFA is down more than DWCPF currently but it is always hard to guess with 12:00 cut off, it is always a gamble as to how the markets will close. I do think kaciemen is correct in outlook of I Fund even though it doesn't include emerging markets.

ksmoly04
Posts: 66
Joined: Thu Oct 06, 2016 2:08 pm

Re: Tempted to jump to I fund

Post by ksmoly04 »

Here's an article posted today for further consideration regarding the I-Fund and international markets in general.

http://www.marketwatch.com/story/miss-t ... 2017-05-09
Daily Seasonal Since: August 23, 2017
Current Strategy: 16198 / 7.21σ

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Fund Prices2024-04-17

FundPriceDayYTD
G $18.19 0.01% 1.25%
F $18.68 0.50% -2.85%
C $78.62 -0.58% 5.72%
S $76.27 -0.89% -1.07%
I $40.66 -0.17% 1.19%
L2065 $15.60 -0.47% 3.17%
L2060 $15.60 -0.47% 3.18%
L2055 $15.60 -0.47% 3.18%
L2050 $31.39 -0.35% 2.57%
L2045 $14.34 -0.33% 2.47%
L2040 $52.43 -0.31% 2.41%
L2035 $13.87 -0.28% 2.31%
L2030 $46.25 -0.25% 2.24%
L2025 $12.93 -0.12% 1.78%
Linc $25.29 -0.09% 1.55%

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