Hello from Philly!
Moderator: Aitrus
Hello from Philly!
I have been snooping around TSP center for several months and decided that I might as well introduce myself now. I'm 33 and a GS-12. My goal retirement is at MRA 57. 24 more years to go!!
So I've been reading everything I can get my hands on about seasonal. I have come far in the last 3 years. Being completely uneducated on investing I was in the G find for everything for the first 7.5 years of my career... ugh. I did finally start thinking about things and went to the L2040 for 4.5 years after that.
Just this May I decided to dive head first into directly managing my TSP. I started with trying to follow the economic cycle with my investments which was a huge improvement. Then I stumbled across TSP center... yay! In July, I switched to following Clapper's mix in my actual TSP. Now I'm ready to give the daily seasonal 16517 a good go. I am still checking my economic indicators to look out for recessions. Below are my sad and pathetic real TSP PIPs since starting civil service but I still have time to hopefully make up for it!
2007 = 4.80% G
2008 = 3.74% G
2009 = 3.00% G
2010 = 2.77% G
2011 = 2.49% G
2012 = 1.46% G
2013 = 1.91% G
2014 = 1.64% G, 3rd quarter L2040
2015 = 0.54% L2040
2016 =8.69% L2040
2017 = 14.08%(to date)Jan-Apr L2040, April L2040/2050, May directly managed
So I've been reading everything I can get my hands on about seasonal. I have come far in the last 3 years. Being completely uneducated on investing I was in the G find for everything for the first 7.5 years of my career... ugh. I did finally start thinking about things and went to the L2040 for 4.5 years after that.
Just this May I decided to dive head first into directly managing my TSP. I started with trying to follow the economic cycle with my investments which was a huge improvement. Then I stumbled across TSP center... yay! In July, I switched to following Clapper's mix in my actual TSP. Now I'm ready to give the daily seasonal 16517 a good go. I am still checking my economic indicators to look out for recessions. Below are my sad and pathetic real TSP PIPs since starting civil service but I still have time to hopefully make up for it!
2007 = 4.80% G
2008 = 3.74% G
2009 = 3.00% G
2010 = 2.77% G
2011 = 2.49% G
2012 = 1.46% G
2013 = 1.91% G
2014 = 1.64% G, 3rd quarter L2040
2015 = 0.54% L2040
2016 =8.69% L2040
2017 = 14.08%(to date)Jan-Apr L2040, April L2040/2050, May directly managed
Strategy: 16517 (since Oct 2017)
Allocation: 100% F
Current PIP: 15.46%
Previous PIP: 14.08%
Allocation: 100% F
Current PIP: 15.46%
Previous PIP: 14.08%
Re: Hello from Philly!
Welcome to the forum...looks like you are on the right track now
-
- Posts: 4330
- Joined: Tue Aug 19, 2008 8:51 pm
Re: Hello from Philly!
Monk's Belgian Café. 70 Belgian beers on tap but the Southern France one finished with red pepper was rated 5 stars.
Re: Hello from Philly!
Welcome brother and good luck!
Those who 'abjure' violence can do so only because others are committing violence on their behalf.
Re: Hello from Philly!
Thanks mmmmmbeer! Just a note... it’s sister not brothermmmmmbeer wrote:Welcome brother and good luck!
Strategy: 16517 (since Oct 2017)
Allocation: 100% F
Current PIP: 15.46%
Previous PIP: 14.08%
Allocation: 100% F
Current PIP: 15.46%
Previous PIP: 14.08%
Re: Hello from Philly!
must be Friday....crondanet5 wrote:Monk's Belgian Café. 70 Belgian beers on tap but the Southern France one finished with red pepper was rated 5 stars.
Re: Hello from Philly!
I thought to myself, mmmmmbeer is really good! He is usually right 99.9%. Welcome sister! What's your profile pic?Sarewy wrote:Thanks mmmmmbeer! Just a note... it’s sister not brothermmmmmbeer wrote:Welcome brother and good luck!
Re: Hello from Philly!
Welcome and good luck.
Re: Hello from Philly!
Sarewy wrote:Thanks mmmmmbeer! Just a note... it’s sister not brothermmmmmbeer wrote:Welcome brother and good luck!
I'm Sawwrey!
Those who 'abjure' violence can do so only because others are committing violence on their behalf.
Re: Hello from Philly!
Hahahahaha!mmmmmbeer wrote:Sarewy wrote:Thanks mmmmmbeer! Just a note... it’s sister not brothermmmmmbeer wrote:Welcome brother and good luck!
I'm Sawwrey!
Strategy: 16517 (since Oct 2017)
Allocation: 100% F
Current PIP: 15.46%
Previous PIP: 14.08%
Allocation: 100% F
Current PIP: 15.46%
Previous PIP: 14.08%
-
- Posts: 10
- Joined: Wed Jun 28, 2017 4:22 pm
Re: Hello from Philly!
Welcome and good luck. You have enough years left to become a TSP multi-millionaire.
-
- Posts: 4330
- Joined: Tue Aug 19, 2008 8:51 pm
Re: Hello from Philly!
Do you go to the flower show rated best in the world?
Re: Hello from Philly!
Welcome and best of luck in your many years left of investing!
Re: Hello from Philly!
Sareway, you raise a very important issue: In my experience in government, many of the employees I supervised didn't even take advantage of the matching funds. But, maybe even more importantly, MOST of them did not manage their TSP very carefully. I would venture to guess the vast majority stuck their funds into G and forgot about them...losing out on tens...and probably hundreds of thousands of dollars. I wished I had taken my TSP more seriously and paid a lot more attention. Good for you for realizing this now. And like SpeedDemon said: You have plenty of time left to be a millionarie. Keep up the good work you've started!!
Fund Prices2024-04-17
Fund | Price | Day | YTD |
G | $18.19 | 0.01% | 1.25% |
F | $18.68 | 0.50% | -2.85% |
C | $78.62 | -0.58% | 5.72% |
S | $76.27 | -0.89% | -1.07% |
I | $40.66 | -0.17% | 1.19% |
L2065 | $15.60 | -0.47% | 3.17% |
L2060 | $15.60 | -0.47% | 3.18% |
L2055 | $15.60 | -0.47% | 3.18% |
L2050 | $31.39 | -0.35% | 2.57% |
L2045 | $14.34 | -0.33% | 2.47% |
L2040 | $52.43 | -0.31% | 2.41% |
L2035 | $13.87 | -0.28% | 2.31% |
L2030 | $46.25 | -0.25% | 2.24% |
L2025 | $12.93 | -0.12% | 1.78% |
Linc | $25.29 | -0.09% | 1.55% |