Hello from Philly!

[Sarewy]

I have been snooping around TSP center for several months and decided that I might as well introduce myself now. I'm 33 and a GS-12. My goal retirement is at MRA 57. 24 more years to go!!

So I've been reading everything I can get my hands on about seasonal. I have come far in the last 3 years. Being completely uneducated on investing I was in the G find for everything for the first 7.5 years of my career... ugh. I did finally start thinking about things and went to the L2040 for 4.5 years after that.

Just this May I decided to dive head first into directly managing my TSP. I started with trying to follow the economic cycle with my investments which was a huge improvement. Then I stumbled across TSP center... yay! In July, I switched to following Clapper's mix in my actual TSP. Now I'm ready to give the daily seasonal 16517 a good go. I am still checking my economic indicators to look out for recessions. Below are my sad and pathetic real TSP PIPs since starting civil service but I still have time to hopefully make up for it!

2007 = 4.80% G
2008 = 3.74% G
2009 = 3.00% G
2010 = 2.77% G
2011 = 2.49% G
2012 = 1.46% G
2013 = 1.91% G
2014 = 1.64% G, 3rd quarter L2040
2015 = 0.54% L2040
2016 =8.69% L2040
2017 = 14.08%(to date)Jan-Apr L2040, April L2040/2050, May directly managed

[evilanne]

Welcome to the forum...looks like you are on the right track now

[crondanet5]

Monk's Belgian Café. 70 Belgian beers on tap but the Southern France one finished with red pepper was rated 5 stars.

[mmmmmbeer]

Welcome brother and good luck!

[Sarewy]

Welcome brother and good luck!

Thanks mmmmmbeer! Just a note... it’s sister not brother

[fordest]

Monk's Belgian Café. 70 Belgian beers on tap but the Southern France one finished with red pepper was rated 5 stars.

must be Friday....

[klee]

Welcome brother and good luck!

Thanks mmmmmbeer! Just a note... it’s sister not brother

I thought to myself, mmmmmbeer is really good! He is usually right 99.9%. Welcome sister! What's your profile pic?

[sakae90]

Welcome and good luck.

[mmmmmbeer]

Welcome brother and good luck!

Thanks mmmmmbeer! Just a note... it’s sister not brother

I'm Sawwrey!

[Sarewy]

Welcome brother and good luck!

Thanks mmmmmbeer! Just a note... it’s sister not brother

I'm Sawwrey!

Hahahahaha!

[SpeedDemon]

Welcome and good luck. You have enough years left to become a TSP multi-millionaire.

[mendez]

Welcome to the forum.

[crondanet5]

Do you go to the flower show rated best in the world?

[maui21ice]

Welcome and best of luck in your many years left of investing!

[NotSoGood]

Sareway, you raise a very important issue: In my experience in government, many of the employees I supervised didn't even take advantage of the matching funds. But, maybe even more importantly, MOST of them did not manage their TSP very carefully. I would venture to guess the vast majority stuck their funds into G and forgot about them...losing out on tens...and probably hundreds of thousands of dollars. I wished I had taken my TSP more seriously and paid a lot more attention. Good for you for realizing this now. And like SpeedDemon said: You have plenty of time left to be a millionarie. Keep up the good work you've started!!