Looking for a suggestion
Moderator: Aitrus
Looking for a suggestion
Has anyone come up with a daily strategy that incorporates trading only 3 funds (i.e.S, C, and G)
that incorporates the mutual fund trading rules for vanguard or fidelity?
that incorporates the mutual fund trading rules for vanguard or fidelity?
Re: Looking for a suggestion
Not sure what the trading rules are but you can make up your own. Suggest starting with sort/filter table that excludes F & I http://tspcalc.com/seasonal.php?ID=2749 ... sortby=avg Make changes as needed based on your rules. Adding filter to reduce number of IFTs might be helpful to get something closer to EFT rules, but generally the more filters you add the lower the returns.
Re: Looking for a suggestion
Paul, those are good questions. I'm presently with Fidelity, but I'm thinking in about 2 years to switch over to M1 (if they're still around). That would make any strategy you use much more cost effective.paulweath wrote:Has anyone come up with a daily strategy that incorporates trading only 3 funds (i.e.S, C, and G)
that incorporates the mutual fund trading rules for vanguard or fidelity?
In the meantime, I would suggest you consider that these strategies could work with Vanguard (my understanding is that there is no 30 day wait in between the purchase of ETFs unlike Fidelity, that requires you to wait 30 days). The only time to wait is that your purchases have to settle.
I have a 2nd account with USAA and they don't require the 30 day wait, just that your money settles.
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Re: Looking for a suggestion
Vanguard restricts your account if you trade their free ETFs to often:cswift01 wrote:Paul, those are good questions. I'm presently with Fidelity, but I'm thinking in about 2 years to switch over to M1 (if they're still around). That would make any strategy you use much more cost effective.paulweath wrote:Has anyone come up with a daily strategy that incorporates trading only 3 funds (i.e.S, C, and G)
that incorporates the mutual fund trading rules for vanguard or fidelity?
In the meantime, I would suggest you consider that these strategies could work with Vanguard (my understanding is that there is no 30 day wait in between the purchase of ETFs unlike Fidelity, that requires you to wait 30 days). The only time to wait is that your purchases have to settle.
I have a 2nd account with USAA and they don't require the 30 day wait, just that your money settles.
(from Vanguard)If you buy and sell the same Vanguard ETF in a Vanguard Brokerage Account more than 25 times in a 12-month period, you may be restricted from purchasing that Vanguard ETF through your Vanguard Brokerage Account for 60 days.
You can easily avoid this restriction by substituting a similar ETF if trades approach 25.
Also, Fidelity doesn't prevent you from trading their free ETFs for periods less than 30 days, but they will charge you their standard commission fee ($4.95) if you don't hold that ETF for 30 days.
M1 has IRA accounts available and free trades for stocks and ETFs (albeit once a day at 9:00am) which is better than TSP. (...and lower costs too.)
Adapting a daily seasonal strategy to Vanguard or Fidelity or even M1 is a good idea but with all the funds available (including inverse funds) and the much faster response ETFs allow, don't limit yourself to the restrictions the TSP placed on TSPcalc.
mo meng, mo ching (which loosely means: no money, no life)
Fund Prices2024-04-16
Fund | Price | Day | YTD |
G | $18.19 | 0.01% | 1.24% |
F | $18.58 | -0.32% | -3.33% |
C | $79.08 | -0.21% | 6.34% |
S | $76.95 | -0.41% | -0.18% |
I | $40.73 | -0.98% | 1.37% |
L2065 | $15.67 | -0.50% | 3.66% |
L2060 | $15.67 | -0.50% | 3.67% |
L2055 | $15.68 | -0.50% | 3.67% |
L2050 | $31.50 | -0.44% | 2.93% |
L2045 | $14.38 | -0.41% | 2.81% |
L2040 | $52.59 | -0.38% | 2.72% |
L2035 | $13.91 | -0.35% | 2.60% |
L2030 | $46.37 | -0.32% | 2.50% |
L2025 | $12.95 | -0.18% | 1.90% |
Linc | $25.31 | -0.14% | 1.64% |