mmmmmbeer wrote:mjedlin66 wrote:You make 147k?
yeah... gs-14/04 1811, with 25% leap... COLA is 22% ish...
Will be getting my step in Jan... 14/05... around 152k
High three should be somewhere around 160ish I suppose by the time 8 years rolls around.
Based on your info then your high 3 with step increase (without QSI) will be more than $160K for the next 8 years with two years as 14/07 and one year as 14/08:
Your current salary is $148K (based on 22% locality pay area)
14/05 is JAN 2018
14/06 is JAN 2020
14/07 is JAN 2022 current $161,462 increase by 1% is $173.1K and 2% is $185.4K
14/08 is JAN 2025 current $165K increase by 1% is $176.9K and 2% is $189.5K
So your average is $186.7K with 1.7% for every year of service or 34% for 20 years = more than $59k (average 1% increase) $63K (average 2% increase) + your supplement + your TSP. My estimate you will receive at least $80K without TSP and see if you need to withdrawal your TSP after you retire, if not then you may consider ROTH as evilanne mentioned transferred your ROTH outside to ROTH IRA as it doesn't have RMD.
I recommend all my friends to put in ROTH if they are not going to use their TSP more than 10 years.