I'd be interested to see how many have beaten dollar cost averaging on the U.S. Total Stock Market Index annualized over the past 5 years or more.
There are two returns:
Actual historical: 9.05% since 1987
Forecasted Monte Carlo returns: 11.71% with a standard deviation of 16.91%. This gives a range from 9.72% to 13.6% annualized over the next 30 years.
Monte Carlo Simulation
Historical Backtest
Have You Beat Dollar Cost Averaging in Your TSP?
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skiehawk11
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