Why don't you just Buy-n-Hold?
Moderator: Aitrus
Re: Why don't you just Buy-n-Hold?
I move my TSP money around, mostly getting it wrong. I have 2 IRA's that I bought stocks/stock funds, and let them go without touching them. They have done remarkably well, better than I have done in moving here and there. I understand the 2 ift rule makes it more difficult, but I have also let emotion run me out of a rally that was right around the corner and I missed or push me into stocks when it was getting set to correct. My two cents worth? I would lean more to buy and hold, especially early in your life and career. Now that I am less than 3 years from MRA, I am way more conservative with TSP. The IRA's are still 100% stocks as I won't need the money in there for another 20 years. Letting that ride.
Re: Why don't you just Buy-n-Hold?
Seasonal has worked for me so far. Trying to stick with it.
Fund Prices2024-03-28
Fund | Price | Day | YTD |
G | $18.15 | 0.05% | 1.05% |
F | $19.08 | -0.06% | -0.74% |
C | $82.21 | 0.11% | 10.55% |
S | $82.43 | 0.30% | 6.92% |
I | $42.57 | -0.24% | 5.95% |
L2065 | $16.38 | 0.02% | 8.37% |
L2060 | $16.39 | 0.02% | 8.38% |
L2055 | $16.39 | 0.02% | 8.38% |
L2050 | $32.73 | 0.01% | 6.95% |
L2045 | $14.91 | 0.02% | 6.58% |
L2040 | $54.38 | 0.02% | 6.22% |
L2035 | $14.34 | 0.02% | 5.79% |
L2030 | $47.67 | 0.02% | 5.38% |
L2025 | $13.15 | 0.03% | 3.43% |
Linc | $25.61 | 0.03% | 2.82% |