Why don't you just Buy-n-Hold?

General TSP Discussion.

Moderator: Aitrus

Why don't you just Buy-n-Hold?

1. Not emotionally free enough to do just that, I struggle with the things called beliefs.
14
18%
2. I like short term gambling
9
12%
3. I’m a hands on type person. It doesn’t sit well with me to just take money for sitting on my ass.
15
20%
4. I'm not going to reveal my big money-making secrets here.
3
4%
5. I do the Seasonal, it’s a proven strategy. And there are times (in the G) I don’t worry so much.
35
46%
 
Total votes: 76

John316
Posts: 149
Joined: Fri Nov 05, 2010 7:43 am

Re: Why don't you just Buy-n-Hold?

Post by John316 »

I move my TSP money around, mostly getting it wrong. I have 2 IRA's that I bought stocks/stock funds, and let them go without touching them. They have done remarkably well, better than I have done in moving here and there. I understand the 2 ift rule makes it more difficult, but I have also let emotion run me out of a rally that was right around the corner and I missed or push me into stocks when it was getting set to correct. My two cents worth? I would lean more to buy and hold, especially early in your life and career. Now that I am less than 3 years from MRA, I am way more conservative with TSP. The IRA's are still 100% stocks as I won't need the money in there for another 20 years. Letting that ride. 8-)

Danno
Posts: 10
Joined: Fri Jan 06, 2017 8:53 pm

Re: Why don't you just Buy-n-Hold?

Post by Danno »

Seasonal has worked for me so far. Trying to stick with it.

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Fund Prices2024-03-28

FundPriceDayYTD
G $18.15 0.05% 1.05%
F $19.08 -0.06% -0.74%
C $82.21 0.11% 10.55%
S $82.43 0.30% 6.92%
I $42.57 -0.24% 5.95%
L2065 $16.38 0.02% 8.37%
L2060 $16.39 0.02% 8.38%
L2055 $16.39 0.02% 8.38%
L2050 $32.73 0.01% 6.95%
L2045 $14.91 0.02% 6.58%
L2040 $54.38 0.02% 6.22%
L2035 $14.34 0.02% 5.79%
L2030 $47.67 0.02% 5.38%
L2025 $13.15 0.03% 3.43%
Linc $25.61 0.03% 2.82%

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