ArrieS wrote:A faster way maybe just to look at your current paycheck with the 5% match and ask yourself how much you can give up comfortably. Just add that to your current contribution and times that by 26 to see if it's over $18k.
I was talking more from the standpoint of "frontloading, as an example if I wanted to frontload, and I can afford to have 1K deducted per check, then I need to make sure I know the date I need to cut off that 1K per check and go to just the minimum amount to get the 5% so that I am not losing my opportunity for match throughout the rest of the year.
Of course this is only useful when following a strategy that is not reliant on DCA.