Could it be doom and gloom for the F fund?
Moderator: Aitrus
Could it be doom and gloom for the F fund?
Interesting read in this article:
http://www.msn.com/en-us/money/markets/ ... ocid=ientp
This could be a huge killer for the future of the F fund as a whole...we won't know for sure till it happens though!
All the more reason to stay away from the F Fund in the near term.....I think?!?!
Happy investing!
http://www.msn.com/en-us/money/markets/ ... ocid=ientp
This could be a huge killer for the future of the F fund as a whole...we won't know for sure till it happens though!
All the more reason to stay away from the F Fund in the near term.....I think?!?!
Happy investing!
Cheers!
Current Strat: Loosely following 152300 and 85660 more the former rather than the later
Current PIP: 24.04
Current Strat: Loosely following 152300 and 85660 more the former rather than the later
Current PIP: 24.04
Re: Could it be doom and gloom for the F fund?
Not bashing the f fund or anyone’s personal strategies but the f fund has had a annual average of around 2.5% over the last 5 years. If it seems like a to big a risk now days to get into the f fund why don’t people just substitute the f fund for a guaranteed increase in the g fund?Chulke wrote:Interesting read in this article:
http://www.msn.com/en-us/money/markets/ ... ocid=ientp
This could be a huge killer for the future of the F fund as a whole...we won't know for sure till it happens though!
All the more reason to stay away from the F Fund in the near term.....I think?!?!
Happy investing!
Re: Could it be doom and gloom for the F fund?
I'm not really defending the F-fund... I'm scared of it right now, too... But it's not the average of the F-fund that matters. It rises and falls and rises and falls and rises and falls... and ends up with an the average it has. However, if everything works like I plan, I will be in during more of those rises and less of those falls. So I should be able to get more than 2.5% from all my F-fund stays.... theoretically....n.shift wrote:Not bashing the f fund or anyone’s personal strategies but the f fund has had a annual average of around 2.5% over the last 5 years. If it seems like a to big a risk now days to get into the f fund why don’t people just substitute the f fund for a guaranteed increase in the g fund?Chulke wrote:Interesting read in this article:
http://www.msn.com/en-us/money/markets/ ... ocid=ientp
This could be a huge killer for the future of the F fund as a whole...we won't know for sure till it happens though!
All the more reason to stay away from the F Fund in the near term.....I think?!?!
Happy investing!
Re: Could it be doom and gloom for the F fund?
Thanks, Chulke!
I found the article to be definitely worth a read. Seems to possibly explain why this month has been different from expectations thus far. The tax bill appears to be more of a game changer than is widely reported.
I found the article to be definitely worth a read. Seems to possibly explain why this month has been different from expectations thus far. The tax bill appears to be more of a game changer than is widely reported.
Re: Could it be doom and gloom for the F fund?
Very good pointfordest wrote:I'm not really defending the F-fund... I'm scared of it right now, too... But it's not the average of the F-fund that matters. It rises and falls and rises and falls and rises and falls... and ends up with an the average it has. However, if everything works like I plan, I will be in during more of those rises and less of those falls. So I should be able to get more than 2.5% from all my F-fund stays.... theoretically....n.shift wrote:Not bashing the f fund or anyone’s personal strategies but the f fund has had a annual average of around 2.5% over the last 5 years. If it seems like a to big a risk now days to get into the f fund why don’t people just substitute the f fund for a guaranteed increase in the g fund?Chulke wrote:Interesting read in this article:
http://www.msn.com/en-us/money/markets/ ... ocid=ientp
This could be a huge killer for the future of the F fund as a whole...we won't know for sure till it happens though!
All the more reason to stay away from the F Fund in the near term.....I think?!?!
Happy investing!
Re: Could it be doom and gloom for the F fund?
I’ve learned long ago that the media is only going to report negative info when it comes to trump. This tax reform is huge. Wait, it’s bigger then huge! It’s possibly the biggest tax reform ever. Def the biggest in the past 30 years. Corporate America is gonna have so much money they ain’t gonna no what to do with it all. But at the end of the day, these tax cuts will only increase the stock market slightly. If the middle class isn’t making/spending more money, things will go south quick. I’m a civilian federal employee, in 8 years I’ve had less then $1 raise and I’m already seeing gas prices creep back up to $3 a gallon. Soon I will be faced with higher food cost, paying higher gas prices or paying my mortgage. It’s the same crap from 10 years ago. Flat wages and rich get richerrcozby wrote:Thanks, Chulke!
I found the article to be definitely worth a read. Seems to possibly explain why this month has been different from expectations thus far. The tax bill appears to be more of a game changer than is widely reported.
Re: Could it be doom and gloom for the F fund?
I agree with the take on the news media...they are for sure going to bash anything Trump at every turn...but this article has a ring of truth in it that I can not ignore when it concerns the F fund.
Cheers!
Current Strat: Loosely following 152300 and 85660 more the former rather than the later
Current PIP: 24.04
Current Strat: Loosely following 152300 and 85660 more the former rather than the later
Current PIP: 24.04
Re: Could it be doom and gloom for the F fund?
I fully expect to see the market continue going up, but I don't see it being a very good year for the F fund. With the new tax plan, I foresee huge expansions in large and small business. And I do believe you will see people spending and making more. Just takes a little faith.
Re: Could it be doom and gloom for the F fund?
I just read the article. I couldn’t agree with you moreChulke wrote:I agree with the take on the news media...they are for sure going to bash anything Trump at every turn...but this article has a ring of truth in it that I can not ignore when it concerns the F fund.
Re: Could it be doom and gloom for the F fund?
I've noticed that many of us that are operating on a seasonal strategy where we're in, then out, of a particular fund, get caught up in a fund's yearly percentage. You're not comparing apples to apples.
Truly we are buying at times the fund will be profitable (hypothetically), while avoiding the downturn. You cannot look at the totality of the yearly return for a fund, when we're not in it the whole time anyway.
Truly we are buying at times the fund will be profitable (hypothetically), while avoiding the downturn. You cannot look at the totality of the yearly return for a fund, when we're not in it the whole time anyway.
Re: Could it be doom and gloom for the F fund?
You mean profitable like it should be right now? We are treading water, barely!kdfwr310 wrote:I've noticed that many of us that are operating on a seasonal strategy where we're in, then out, of a particular fund, get caught up in a fund's yearly percentage. You're not comparing apples to apples.
Truly we are buying at times the fund will be profitable (hypothetically), while avoiding the downturn. You cannot look at the totality of the yearly return for a fund, when we're not in it the whole time anyway.
"Get your money for nothin', and your chicks for free."
Following TSPCalc strategy #64902.
Following TSPCalc strategy #64902.
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- Posts: 353
- Joined: Mon Jul 02, 2012 1:38 pm
Re: Could it be doom and gloom for the F fund?
These TSPcalc dailies may have been created by craft beer but they seem to run on an awful lot of whine.
mo meng, mo ching (which loosely means: no money, no life)
Re: Could it be doom and gloom for the F fund?
Although each calendar year begins with its most mercurial month, those following low variability strategies should not expect a rocket launch. Daily strategies having the highest Sigma for January (e.g. 0.99 for 22546) are in F until the last day of January, but have means of only 1.31.SnareMV17 wrote:You mean profitable like it should be right now? We are treading water, barely!kdfwr310 wrote:I've noticed that many of us that are operating on a seasonal strategy where we're in, then out, of a particular fund, get caught up in a fund's yearly percentage. You're not comparing apples to apples.
Truly we are buying at times the fund will be profitable (hypothetically), while avoiding the downturn. You cannot look at the totality of the yearly return for a fund, when we're not in it the whole time anyway.
“The genius of investing is recognizing the direction of the trend – not catching the highs or the lows.”
- Dean Witter
"Put all your eggs in one basket and then watch that basket."
- Andrew Carnegie
- Dean Witter
"Put all your eggs in one basket and then watch that basket."
- Andrew Carnegie
Re: Could it be doom and gloom for the F fund?
Now that’s what I’m talkin. About! Great analysis. This will keep me sane for the next three days.12squared wrote:Although each calendar year begins with its most mercurial month, those following low variability strategies should not expect a rocket launch. Daily strategies having the highest Sigma for January (e.g. 0.99 for 22546) are in F until the last day of January, but have means of only 1.31.
"Get your money for nothin', and your chicks for free."
Following TSPCalc strategy #64902.
Following TSPCalc strategy #64902.
Re: Could it be doom and gloom for the F fund?
Exactly.12squared wrote:Although each calendar year begins with its most mercurial month, those following low variability strategies should not expect a rocket launch. Daily strategies having the highest Sigma for January (e.g. 0.99 for 22546) are in F until the last day of January, but have means of only 1.31.SnareMV17 wrote:You mean profitable like it should be right now? We are treading water, barely!kdfwr310 wrote:I've noticed that many of us that are operating on a seasonal strategy where we're in, then out, of a particular fund, get caught up in a fund's yearly percentage. You're not comparing apples to apples.
Truly we are buying at times the fund will be profitable (hypothetically), while avoiding the downturn. You cannot look at the totality of the yearly return for a fund, when we're not in it the whole time anyway.
If you've got a bad case of FOMO and have the risk tolerance then go for it... chase these high returns. But if you are seeking the stability that led you to whatever strategy you are following, just relax. It's only the middle of January.
Fund Prices2024-04-17
Fund | Price | Day | YTD |
G | $18.19 | 0.01% | 1.25% |
F | $18.68 | 0.50% | -2.85% |
C | $78.62 | -0.58% | 5.72% |
S | $76.27 | -0.89% | -1.07% |
I | $40.66 | -0.17% | 1.19% |
L2065 | $15.60 | -0.47% | 3.17% |
L2060 | $15.60 | -0.47% | 3.18% |
L2055 | $15.60 | -0.47% | 3.18% |
L2050 | $31.39 | -0.35% | 2.57% |
L2045 | $14.34 | -0.33% | 2.47% |
L2040 | $52.43 | -0.31% | 2.41% |
L2035 | $13.87 | -0.28% | 2.31% |
L2030 | $46.25 | -0.25% | 2.24% |
L2025 | $12.93 | -0.12% | 1.78% |
Linc | $25.29 | -0.09% | 1.55% |