I Fund for April?

General TSP Discussion.

Moderator: Aitrus

Post Reply
michigande
Posts: 110
Joined: Mon Feb 13, 2012 5:51 pm

I Fund for April?

Post by michigande »

My daily (https://tspcalc.com/seasonal.php?ID=27777) had me in the S fund since February 26th and has me going to the I fund for the first week and a half of April. I got pretty beat up since February 26, down 2.86%. Do I stay in the S fund and hope to recoup some loss or sell low and hope the I fund catches fire? ...or jump to safety in the G at a loss?

I'm seriously considering breaking up with #27777 (I'd never marry a daily) and jumping on the "strength and market pull" train when our portfolios line up.

Advice appreciated!
Last edited by michigande on Wed Mar 28, 2018 10:03 pm, edited 1 time in total.

User avatar
jlozano042
Posts: 836
Joined: Tue Apr 04, 2017 12:37 pm

Re: I Fund for April?

Post by jlozano042 »

Just my thoughts, take it with a grain of NaCl as I am no professional.

F fund is not doing that great this year, not at all. I think you will fair better being in the G fund.

Odd question - looking at your strategy I see no transfers to the F fund at all though. ?

michigande
Posts: 110
Joined: Mon Feb 13, 2012 5:51 pm

Re: I Fund for April?

Post by michigande »

Odd question - looking at your strategy I see no transfers to the F fund at all though.
That was a typo, I meant to type I fund. Sorry... editing original post.

User avatar
ArrieS
Posts: 1072
Joined: Sun Aug 05, 2012 10:56 am

Re: I Fund for April?

Post by ArrieS »

michigande wrote:My daily (https://tspcalc.com/seasonal.php?ID=27777) had me in the S fund since February 26th and has me going to the I fund for the first week and a half of April. I got pretty beat up since February 26, down 2.86%. Do I stay in the S fund and hope to recoup some loss or sell low and hope the I fund catches fire? ...or jump to safety in the G at a loss?

I'm seriously considering breaking up with #27777 (I'd never marry a daily) and jumping on the "strength and market pull" train when our portfolios line up.

Advice appreciated!
What's the point of having a plan? Look at the backtested history of #27777, it isn't always positive. If your going to stop following a plan because it once in a while goes negative than really you have no plan.
OCTOBER: This is one of the peculiarly dangerous months to speculate in stocks in. The others are July, January, September, April, November, May, March, June, December, August, and February. - Pudd'nhead Wilson's Calendar

User avatar
MakeMe$$$$
Posts: 772
Joined: Tue Aug 23, 2011 10:12 pm

Re: I Fund for April?

Post by MakeMe$$$$ »

ArrieS wrote:
michigande wrote:My daily (https://tspcalc.com/seasonal.php?ID=27777) had me in the S fund since February 26th and has me going to the I fund for the first week and a half of April. I got pretty beat up since February 26, down 2.86%. Do I stay in the S fund and hope to recoup some loss or sell low and hope the I fund catches fire? ...or jump to safety in the G at a loss?

I'm seriously considering breaking up with #27777 (I'd never marry a daily) and jumping on the "strength and market pull" train when our portfolios line up.

Advice appreciated!
What's the point of having a plan? Look at the backtested history of #27777, it isn't always positive. If your going to stop following a plan because it once in a while goes negative than really you have no plan.
DITTO for the most part.

If your plan has PLANNED contingencies then that would seem reasonable to exercise this contingencies when conditions dictate. Just make sure that you have a good grasp on how and when you would exercise those plans. Just remember that when you do an "audible at the line" that you may create a problem getting back in sync with the baseline of what ever strategy/plan you have.
Don
Rolled over to Fidelity 2/24/18.
Fantasy still playing with Daily Strategy 12767.

michigande
Posts: 110
Joined: Mon Feb 13, 2012 5:51 pm

Re: I Fund for April?

Post by michigande »

Thanks for talking me off the ledge, i stuck to the plan... time will tell which direction off of the ledge it turned out to be though!

Making it less painful, S is up well today so i may not be selling at as much of a loss as i could have.

Thanks!

User avatar
mhende2
Posts: 87
Joined: Wed Oct 12, 2016 12:32 pm

Re: I Fund for April?

Post by mhende2 »

Same here, I couldn't seem to get a break from the roller-coaster ride that keeps returning to low points. I have compared a lot of daily strategies lately, and just moved over to daily 27594 which has done fairly well since last June, and ytd so far without any F fund.

michigande
Posts: 110
Joined: Mon Feb 13, 2012 5:51 pm

Re: I Fund for April?

Post by michigande »

Ironically, I've taken part in talking other daily subscribers off the same ledge recently, guess its different when its YOUR real shares being sold at a loss... easier said than done.

User avatar
danho
Posts: 29
Joined: Fri Feb 02, 2018 11:25 am

Re: I Fund for April?

Post by danho »

Any "new" thoughts on the I fund for April?

michigande
Posts: 110
Joined: Mon Feb 13, 2012 5:51 pm

Re: I Fund for April?

Post by michigande »

Time will obviously tell, but the S fund, which i moved from, has had a better bump than the I fund. Both positive though.

User avatar
Snapdragon
Posts: 247
Joined: Tue Jan 29, 2013 5:26 pm

Re: I Fund for April?

Post by Snapdragon »

I thought everything looked good so I did 40% C, 30% S and 30% I
Only 2 IFTs a month, so diversify. Thats my thinking

wdd09
Posts: 94
Joined: Fri Jul 24, 2015 6:29 pm

Re: I Fund for April?

Post by wdd09 »

Monthly seasonal moved me to I at the beginning of April and am currently beating all the other funds (yes with my real money. Removing all emotion in this volatile market is very refreshing :)
I follow a monthly seasonal strategy from gclapper (slightly modified). Its moves can be found by searching for strategy number #25727 on http://www.tspcalc.com

seawatcher
Posts: 99
Joined: Sat Feb 03, 2018 10:49 pm

Re: I Fund for April?

Post by seawatcher »

I don't understand what role the I fund should play. My guess is the L funds are a good model for how to diversify TSP funds but the L funds put a much higher percentage in I than S. I don't understand that since S has a much better return over 10 years. Still, I put some in I just to diversify a bit but most in C and S.
Good luck with your TSP and retirement plans!

Post Reply

Fund Prices2024-03-28

FundPriceDayYTD
G $18.15 0.05% 1.05%
F $19.08 -0.06% -0.74%
C $82.21 0.11% 10.55%
S $82.43 0.30% 6.92%
I $42.57 -0.24% 5.95%
L2065 $16.38 0.02% 8.37%
L2060 $16.39 0.02% 8.38%
L2055 $16.39 0.02% 8.38%
L2050 $32.73 0.01% 6.95%
L2045 $14.91 0.02% 6.58%
L2040 $54.38 0.02% 6.22%
L2035 $14.34 0.02% 5.79%
L2030 $47.67 0.02% 5.38%
L2025 $13.15 0.03% 3.43%
Linc $25.61 0.03% 2.82%

Live Charts

Pending Allocations

Under development. For now, you may view Pending Allocations by going to "fantasy TSP" and selecting "Leaderboard sort" of "Pending Allocations".