Tsp I

General TSP Discussion.

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Octjan2
Posts: 332
Joined: Thu Feb 25, 2016 8:01 pm

Re: Tsp I

Post by Octjan2 »

I spent the last 2 months in the I fund before going to G today. 2 months of stress and ended up only making about .2% gain. I look back at the yearly gains since it’s inception and found it has only averaged around 5% per year. Other than last year where we had a consistently falling dollar, the risk/reward doesn’t seem worth it in this fund. I did read that if the BOJ tweaks it’s monetary policy, as expected, next Tuesday it may send the Yen soaring, weakening the dollar, which could be good for the I fund. Thought about staying in until next week but was pleased to at least get out without a loss. Plan on setting out in August until there is a good dip to buy in the C or S.

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Billionair
Posts: 271
Joined: Wed May 02, 2018 11:27 am

Re: Tsp I

Post by Billionair »

Octjan2 wrote:I spent the last 2 months in the I fund before going to G today. 2 months of stress and ended up only making about .2% gain. I look back at the yearly gains since it’s inception and found it has only averaged around 5% per year. Other than last year where we had a consistently falling dollar, the risk/reward doesn’t seem worth it in this fund. I did read that if the BOJ tweaks it’s monetary policy, as expected, next Tuesday it may send the Yen soaring, weakening the dollar, which could be good for the I fund. Thought about staying in until next week but was pleased to at least get out without a loss. Plan on setting out in August until there is a good dip to buy in the C or S.
I like the I fund as I find it worth the risk, but why did you roll in it through June? The S/C combo was doing great, until the tariffs tanked the gains. I just broke even for that month, but most seasonal strats advise the I July. I know you have more knowledge than me, but you definitely took a different approach. I believe that if the tariffs weren’t around, it’d be a different result for you.
-What we do in Life, echoes in Retirement-

Octjan2
Posts: 332
Joined: Thu Feb 25, 2016 8:01 pm

Re: Tsp I

Post by Octjan2 »

I bought in on May 28 because I thought the dollar was due for a breather and the I fund would benefit. The next day the I fund dropped 2%, in most part due to the Italy drama. I have a new rule that I won’t intentionally sell for less than I bought. Most people disagree with this philosophy. Because of that I was pretty much stuck. I still think there may be more of an opportunity in I than C and S right now, but I have really grown to dislike this fund. It may be better when TSP switches next year to a fund with more exposure.

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Billionair
Posts: 271
Joined: Wed May 02, 2018 11:27 am

Re: Tsp I

Post by Billionair »

http://thehill.com/policy/finance/inter ... us-imports

Hope no one is left in the I Fund, China tariffs are going to cripple this fund.
-What we do in Life, echoes in Retirement-

Octjan2
Posts: 332
Joined: Thu Feb 25, 2016 8:01 pm

Re: Tsp I

Post by Octjan2 »

May be a good buying opportunity if it keeps dropping though. No good deals in the US market.

Octjan2
Posts: 332
Joined: Thu Feb 25, 2016 8:01 pm

Re: Tsp I

Post by Octjan2 »

As much as I hate the I fund, what are the thoughts on this being a possible bargain. If/once the tariff drama, Turkey issues, etc., ease this fund could see a nice bounce. Buying opportunity or catching a falling knife???

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Fund Prices2024-03-28

FundPriceDayYTD
G $18.15 0.05% 1.05%
F $19.08 -0.06% -0.74%
C $82.21 0.11% 10.55%
S $82.43 0.30% 6.92%
I $42.57 -0.24% 5.95%
L2065 $16.38 0.02% 8.37%
L2060 $16.39 0.02% 8.38%
L2055 $16.39 0.02% 8.38%
L2050 $32.73 0.01% 6.95%
L2045 $14.91 0.02% 6.58%
L2040 $54.38 0.02% 6.22%
L2035 $14.34 0.02% 5.79%
L2030 $47.67 0.02% 5.38%
L2025 $13.15 0.03% 3.43%
Linc $25.61 0.03% 2.82%

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