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 Post Posted: Fri Feb 08, 2019 10:32 am 
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When it comes to investing for your retirement in either a traditional IRA or Roth IRA, most folks oversimplify by calling one post-tax and the other pre-tax, respectively. There's more to it than that.

With a normal IRA you pay tax on the contribution AND the growth. With a Roth IRA, you pay tax ONLY on the contribution.

Because of this difference, traditional IRAs can cost you tens of thousands of dollars more in taxes over a lifetime. Be smart. Invest in a Roth IRA instead.

The same tax rules apply to traditional TSP and Roth TSP options.

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AGG (F Fund)
iShares Lehman Aggregate Bond (AGG)

S&P 500 (C Fund)
S&P 500 INDEX,RTH (^GSPC)

DWCPF (S Fund)
Dow Jones U.S. Completion Total Stock Market Index (^DWCPF)

EFA (I Fund)
iShares MSCI EAFE Index (EFA)