401ks

General TSP Discussion.

Moderator: Aitrus

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Elkhunter
Posts: 27
Joined: Sat Mar 03, 2018 11:43 pm

401ks

Post by Elkhunter »

can you switch funds in 401k's like you can here?
Jesus, please guide us is all we do?

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mjedlin66
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Joined: Wed Oct 02, 2013 7:51 pm

Re: 401ks

Post by mjedlin66 »

Elkhunter wrote:can you switch funds in 401k's like you can here?
Depends on the servicer. Most 401k servicers offer a plethora of investment options. But it might not be free, or they might only offer some products free, or they might only offer free trades if you stay in each fund for a certain amount of time. You really have to read the terms of your servicer.

But yes, all of the TSP funds can be mirrored by publically traded index funds. For example, I can buy a C fund equivalent through Vanguard. It is Vanguard's own S&P 500 index fund. Pretty much the same damn thing.
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Ericdelee
Posts: 213
Joined: Thu May 30, 2013 7:09 pm

Re: 401ks

Post by Ericdelee »

I can in my wife’s 401k. Not all are built the same though.

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Aitrus
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Re: 401ks

Post by Aitrus »

In my wife's 401k she can move once for free every 30 days.
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Fund Prices2024-05-10

FundPriceDayYTD
G $18.24 0.01% 1.54%
F $18.86 -0.22% -1.88%
C $81.82 0.18% 10.02%
S $80.25 -0.32% 4.10%
I $42.79 0.31% 6.48%
L2065 $16.31 0.16% 7.91%
L2060 $16.32 0.16% 7.91%
L2055 $16.32 0.16% 7.92%
L2050 $32.61 0.12% 6.56%
L2045 $14.86 0.11% 6.24%
L2040 $54.24 0.10% 5.94%
L2035 $14.31 0.09% 5.58%
L2030 $47.61 0.09% 5.24%
L2025 $13.16 0.05% 3.55%
Linc $25.66 0.04% 3.01%

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