F fund?

General TSP Discussion.

Moderator: Aitrus

Post Reply
tyler3535
Posts: 109
Joined: Thu Jan 12, 2017 2:50 am

F fund?

Post by tyler3535 »

Looking to take some money off the table, as I think we’re heading for a slight pullback. What is you opinion on the F fund at this time given the current conditions? Would like less risk exposure, but still a possibility of small returns. Or am I better off just stashing that $$$ in the G fund right now???

I would imagine a pullback would favor the F fund, but correct me if I’m wrong. Thanks!

User avatar
bloobs
Posts: 1616
Joined: Tue May 21, 2019 8:00 pm

Re: F fund?

Post by bloobs »

tyler3535 wrote:Looking to take some money off the table, as I think we’re heading for a slight pullback. What is you opinion on the F fund at this time given the current conditions? Would like less risk exposure, but still a possibility of small returns. Or am I better off just stashing that $$$ in the G fund right now???

I would imagine a pullback would favor the F fund, but correct me if I’m wrong. Thanks!
Anything is possible in the very short term. Roll the dice. Really. Over the long term it shouldn't matter.
Anger and intolerance are the enemies of correct understanding.
― Mahatma Gandhi

If it's a choice between a difficult truth and a simple lie, people will take the lie every time. Even if it kills them.
― Paul Murray

VAmanBulls
Posts: 250
Joined: Wed Jul 24, 2019 8:37 am

Re: F fund?

Post by VAmanBulls »

China is back in the news again and not in a good way. At the end of the day, we never had a deal and it's a roll of the die if we will. That equates to volatility. I'm hiding in the G but may buy the dips as I feel we are still in a general Bull market. That's a big 'may'. My 2019 target was 3100 for S&P. W. Buffett is holding a lot of cash on the sidelines and he does things for a reason. This is all short. Long, put your money in the C and S and don't touch it or look at the news for 5 years.

tyler3535
Posts: 109
Joined: Thu Jan 12, 2017 2:50 am

Re: F fund?

Post by tyler3535 »

I just moved to 60% C, S, and I and 40% G and F. Hoping for a 5% pullback then jumping back into equities 100%.

User avatar
BYK777
Posts: 51
Joined: Sat Jan 02, 2010 5:02 pm

Re: F fund?

Post by BYK777 »

I think go to F is a good idea!

User avatar
Tomanyiron
Posts: 4973
Joined: Mon Apr 26, 2010 6:39 am

Re: F fund?

Post by Tomanyiron »

Tyler, you have an advantage that a lot of us do not. (No it’s not your +20% YTD. Congratulations by the way.)
You have not used any IFTs yet, this month. You can move to F, and then later before end of the month go back to the stock funds.

Another thing, the “F-ickle” fund, sometimes does not move opposite of stocks. For the last 7-8 trading days the F fund has been trending up, along with the C & S funds.
Image

However “To Each His Own”. Meaning I don’t necessarily disagree with the statements made, and respect all the opinions.
"A good decision is based on knowledge and not on numbers." Plato
"Perfect numbers like perfect men are very rare." Rene Descartes

Ericdelee
Posts: 213
Joined: Thu May 30, 2013 7:09 pm

Re: F fund?

Post by Ericdelee »

Nice graph Tomanyiron

User avatar
Billionair
Posts: 271
Joined: Wed May 02, 2018 11:27 am

Re: F fund?

Post by Billionair »

Sure hope the F is the place to be for the slight pullback before the Santa Rally!
-What we do in Life, echoes in Retirement-

VAmanBulls
Posts: 250
Joined: Wed Jul 24, 2019 8:37 am

Re: F fund?

Post by VAmanBulls »

So for December, the sweet spot historically is between the 10th and 17th TRADING days. Over the past 20 years of aggregated Decembers, that period saw a cumulative return of 1.58%. 1st - 9 = 0.06%; 18-end = -0.05%. Data credit to Bloomberg. Past results do not guaranty future performance, you can lose money by investing, blah, blah, blah. I'm sorry, ho ho ho.

User avatar
bloobs
Posts: 1616
Joined: Tue May 21, 2019 8:00 pm

Re: F fund?

Post by bloobs »

VAmanBulls wrote:So for December, the sweet spot historically is between the 10th and 17th TRADING days. Over the past 20 years of aggregated Decembers, that period saw a cumulative return of 1.58%. 1st - 9 = 0.06%; 18-end = -0.05%. Data credit to Bloomberg. Past results do not guaranty future performance, you can lose money by investing, blah, blah, blah. I'm sorry, ho ho ho.
I like it. I built and published my own TSP Fund analyzer (using their TSP.gov daily dataset 2003-2018) and came to these findings, which seem concurrent with yours. My returns data is divided by "week of year":

1) F's Cumulative daily returns (%) for Weeks 50 and 51 is 4.73% for the 15 year period (best of all TSP funds). Comparatively, C,S,I returned -3.03%, -.98, and -1.54%, respectively. Not too shabby!

2) BUT, if limited to only years 2012 to 2018, it's only F cumulative returns only -.03%!!!!

3) You think that's bad? Consider that for 2012-2018, C, S and I returned -6.44%, -6.9% and -2.98%, respectively. That is very bad!

4. Conclusion: What Santa Rally????? :cry: :cry: :cry: :cry:
Anger and intolerance are the enemies of correct understanding.
― Mahatma Gandhi

If it's a choice between a difficult truth and a simple lie, people will take the lie every time. Even if it kills them.
― Paul Murray

User avatar
evilanne
Posts: 2067
Joined: Thu May 14, 2015 6:52 pm

Re: F fund?

Post by evilanne »

Trump is still calling for Fed to lower interest rates more, which could be a factor for the F Fund depending on what the Fed does/doesn't do.

Post Reply

Fund Prices2024-03-28

FundPriceDayYTD
G $18.15 0.05% 1.05%
F $19.08 -0.06% -0.74%
C $82.21 0.11% 10.55%
S $82.43 0.30% 6.92%
I $42.57 -0.24% 5.95%
L2065 $16.38 0.02% 8.37%
L2060 $16.39 0.02% 8.38%
L2055 $16.39 0.02% 8.38%
L2050 $32.73 0.01% 6.95%
L2045 $14.91 0.02% 6.58%
L2040 $54.38 0.02% 6.22%
L2035 $14.34 0.02% 5.79%
L2030 $47.67 0.02% 5.38%
L2025 $13.15 0.03% 3.43%
Linc $25.61 0.03% 2.82%

Live Charts

Pending Allocations

Under development. For now, you may view Pending Allocations by going to "fantasy TSP" and selecting "Leaderboard sort" of "Pending Allocations".