Your coworkers attitudes on retirement

[VANurse77]

Hi there. My first post: I’m a 42 year old VA nurse with about 3 years of federal service coming in from the private sector. The relative simplicity of the TSP helped me to challenge myself to learn about investing. I’m shocked at the number of my fellow nurses who have not moved their investment percentage beyond the 3% standard that is set up upon initial high. Because of the huge pay increase I experienced coming into the VA, I have put in the maximum allowed since I already was used to living on less anyway. I’m inspired by all of your posts. I have learned so much. Thank you.

[Midway]

It's to hard. I'm to busy. I can't afford it. The what?

[Mad Maxx]

Aitrus, I always provide my readers with a copy of your yearly musings (giving you and this site full credit of course) and inevitably I get questions back on seasonal. Some are skeptical while others are inspired. All we can do is spread the word and give folks options other than status-quo. Does that make us TSP missionaries??? And I know about a dozen TSP millionaires and counting. It is possible and you don't have to be a slave to the market rather let the market work for you!!

[Ericdelee]

I can echo a lot of others here. Most do not contribute and most do not care to get educated and try to better their returns. I always point out Seasonal Musings and a few other items. Must advice given on TSP falls on deaf ears. The guy abusing his Govt Travel Card isn’t going to listen, and neither will the guy in the middle of a divorce. I think I know perhaps 3 out of 600+ full-timers that max their annual TSP. It’s a bit maddening when I watch money being spent on frivolous items

[harryface]

I created a SLACK channel in our office to discuss TSP investing. I am the one that post most of the time but there are about 20 lingering.

I also created an intro to TSP presentation and provide that to the organization once a year and get about a dozen people attend in and organization of 240. Bottom line is most people are scared by investing because they don;t understand it. If you can help demystify it then you will help them, help themselves. That being said 'don't cast pearls before swine'...if they are not interested then don't push it. Just keep talking about your gains and eventually people will ask about it.

I am willing to share my PowerPoint on the Intro to TSP if anyone wants to use it. Just PM me and I will send it to you. Usually providing a class at work will help your performance appraisal too so it is wine/win.

[mjedlin66]

Hi there. My first post: I’m a 42 year old VA nurse with about 3 years of federal service coming in from the private sector. The relative simplicity of the TSP helped me to challenge myself to learn about investing. I’m shocked at the number of my fellow nurses who have not moved their investment percentage beyond the 3% standard that is set up upon initial high. Because of the huge pay increase I experienced coming into the VA, I have put in the maximum allowed since I already was used to living on less anyway. I’m inspired by all of your posts. I have learned so much. Thank you.

You got a raise by going to the VA?

My wife went from an 80k RN salary in the Seattle area to GS-9 step 1 (roughly 45k) at the Navy Hospital in Okinawa. They refused her appeal for a higher starting step.