Sell in May and go away?

[soccermoth]

I am thinking about moving my real TSP money 100% to C/S/I today (April 29) which would be effective tomorrow night. I have never been an active re-balancer so I am not sure if I am reading the rules correctly. I think I could then implement a cost averaging strategy that minimizes the risk I pick the one "good" or "bad" day and get into G by the end of the month, by moving 5% of my funds per day into G. That is 20 inter-fund transfers in one month but seems like it would be allowed since every transfer is into G. Do you think I am right that I could do a daily transfer in this manner?

I am thinking that all of the Congressional actions will keep the market afloat for at least a month but eventually the piper must be paid and we will see another crash.

[fordest]

You are thinking correctly. After your first two moves, you only have to make sure that only the G fund is increasing. The other funds can have <1% increases. For example say around the middle of the month you are at 50.45% G - 16.51% S - 16.52% C - 16.52% I, You could re-balance to many different scenarios. But one would include: 55% G - 17% S - 17% C - 11% I

Notice S and C increased? But as long as it's less than 1%.

[PhilJohn]

I didn't know you could do that. Very interesting.

[ProduceMan]

You are thinking correctly. After your first two moves, you only have to make sure that only the G fund is increasing. The other funds can have <1% increases. For example say around the middle of the month you are at 50.45% G - 16.51% S - 16.52% C - 16.52% I, You could re-balance to many different scenarios. But one would include: 55% G - 17% S - 17% C - 11% I

Notice S and C increased? But as long as it's less than 1%.

Yes Sir, I just did #6 for real TSP.

[12squared]

I am thinking about moving my real TSP money 100% to C/S/I today (April 29) which would be effective tomorrow night. I have never been an active re-balancer so I am not sure if I am reading the rules correctly. I think I could then implement a cost averaging strategy that minimizes the risk I pick the one "good" or "bad" day and get into G by the end of the month, by moving 5% of my funds per day into G. That is 20 inter-fund transfers in one month but seems like it would be allowed since every transfer is into G. Do you think I am right that I could do a daily transfer in this manner?

I faded into G 7 times in April, making it 9 IFTs for the month.