Testimonial
Moderator: Aitrus
Testimonial
I just wanted to share my achievements with everyone and especially throw a shout out to Matt and TSPCalc. I started following TSPCalc in May 2019 with a total investment portfolio of about $360K (TSP + Fidelity). I've changed plans a few times as I've gained insight from the knowledge of others and from my many mistakes. As of today, I hit 101% return since May 2019. Thanks for creating all of this!
Ubascuba
Strategy:167054
“Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen.” ~ Winston Churchill
Strategy:167054
“Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen.” ~ Winston Churchill
Re: Testimonial
That is a phenomenal return!
Congrats!
Congrats!
Owner/creator of TSPcalc.com - "Know your numbers"
Re: Testimonial
That's great, man! Congrats!
Seasonal Musings 2022: viewtopic.php?f=14&t=19005
Recommended Reading: http://tspcenter.com/forums/viewtopic.php?f=14&t=13474
Support the site by purchasing a membership at TSPCalc! https://tspcalc.com
Recommended Reading: http://tspcenter.com/forums/viewtopic.php?f=14&t=13474
Support the site by purchasing a membership at TSPCalc! https://tspcalc.com
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SurelyJame
- Posts: 62
- Joined: Mon Jun 05, 2017 6:38 pm
Re: Testimonial
Out of curiosity, which strategy did you follow?
Re: Testimonial
The very first strategy I followed was 7980. I chose it just because there was a large number of people following it and I was new to seasonals. I chose the next strategy based on the a minimum mean of 30% and 15% max Std Dev. I've since whittled it down to a mean above 20%, Std Dev at about 5%, and CSI% less than 51%. Currently, I'm in 167054. I chose that because of the limited exposure to the market (CSI at 45%).
Ubascuba
Strategy:167054
“Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen.” ~ Winston Churchill
Strategy:167054
“Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen.” ~ Winston Churchill
Re: Testimonial
I would also add that I made alot of mistakes early on. Market movements would influence me more than they should have. I've since learned to not deviate from my plan. EVERY time I did deviate from the plan I ended up losing.
Ubascuba
Strategy:167054
“Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen.” ~ Winston Churchill
Strategy:167054
“Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen.” ~ Winston Churchill
Re: Testimonial
I've been testing, testing and testing different strategies. So far, I've found a good way to do things, but I think I need to test it for a couple of years.ubascuba wrote: ↑Tue May 09, 2023 10:30 amThe very first strategy I followed was 7980. I chose it just because there was a large number of people following it and I was new to seasonals. I chose the next strategy based on the a minimum mean of 30% and 15% max Std Dev. I've since whittled it down to a mean above 20%, Std Dev at about 5%, and CSI% less than 51%. Currently, I'm in 167054. I chose that because of the limited exposure to the market (CSI at 45%).
In one part of me, I'm thinking (ultimately) of going your direction. Getting a 20%+ return every year is very respectable with minimal loss. I'm being additionally cautious now, however, with the 3mvs10yr inversion. Hopefully it's a soft landing.
Fund Prices2024-05-10
| Fund | Price | Day | YTD |
| G | $18.24 | 0.01% | 1.54% |
| F | $18.86 | -0.22% | -1.88% |
| C | $81.82 | 0.18% | 10.02% |
| S | $80.25 | -0.32% | 4.10% |
| I | $42.79 | 0.31% | 6.48% |
| L2065 | $16.31 | 0.16% | 7.91% |
| L2060 | $16.32 | 0.16% | 7.91% |
| L2055 | $16.32 | 0.16% | 7.92% |
| L2050 | $32.61 | 0.12% | 6.56% |
| L2045 | $14.86 | 0.11% | 6.24% |
| L2040 | $54.24 | 0.10% | 5.94% |
| L2035 | $14.31 | 0.09% | 5.58% |
| L2030 | $47.61 | 0.09% | 5.24% |
| L2025 | $13.16 | 0.05% | 3.55% |
| Linc | $25.66 | 0.04% | 3.01% |