Price of C if selling a portion of my holding
Moderator: Aitrus
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PraiseGod7
- Posts: 11
- Joined: Wed Feb 14, 2018 11:06 am
Price of C if selling a portion of my holding
Question: If I am 100% C and purchased at $63 and choose to IFT to 50%C and 50%G. The price of C is now $68. So I am now selling all of C and buying again at $68, Is this correct? It seems like I am losing money, especially if I don't want to buy at $68 and think it will drop in price in the short future. It would seem to me better to IFT to 100%G and then return to C when it drops a little. Any thoughts?
Re: Price of C if selling a portion of my holding
If you are 100% C right now and IFT to 50% C then you are selling half of your C shares at current market price.
It sounds like you are overcomplicating this.
It sounds like you are overcomplicating this.
Owner/creator of TSPcalc.com - "Know your numbers"
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PraiseGod7
- Posts: 11
- Joined: Wed Feb 14, 2018 11:06 am
Re: Price of C if selling a portion of my holding
Thank you so much, yes, I was over thinking it. REally appreciate your reply
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PraiseGod7
- Posts: 11
- Joined: Wed Feb 14, 2018 11:06 am
Re: Price of C if selling a portion of my holding
Question: If I withdraw and I am 50G and 50C then the amount comes out equally from both funds, is this correct?
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Scarfinger
- Posts: 811
- Joined: Mon Jan 30, 2012 12:00 am
Re: Price of C if selling a portion of my holding
The old system was prorata (sp?) meaning your withdrawal is proportional though out all funds. I am not sure but I thought I heard they were going to change it so you could withdraw from a fund of your choice.
A quick google search: TSP is still prorata but now you can choose which account to withdraw from, traditional or Roth. The old system was prorata from both accounts at the same time. At least now you have a choice.
A quick google search: TSP is still prorata but now you can choose which account to withdraw from, traditional or Roth. The old system was prorata from both accounts at the same time. At least now you have a choice.
I am just an average Joe. I have no clue to what the market will do.
Paul Merriman 2 fund strat: (age - 25) x2.5 = TDF + balance into S fund or variation ofTimboSlice wrote: "People really need to stop overthinking this."
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BelieveGod
- Posts: 30
- Joined: Thu Feb 15, 2018 10:56 am
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BelieveGod
- Posts: 30
- Joined: Thu Feb 15, 2018 10:56 am
Fund Prices2024-04-26
| Fund | Price | Day | YTD |
| G | $18.21 | 0.01% | 1.36% |
| F | $18.63 | 0.27% | -3.10% |
| C | $79.85 | 1.02% | 7.38% |
| S | $78.29 | 0.78% | 1.55% |
| I | $41.48 | 0.50% | 3.22% |
| L2065 | $15.89 | 0.80% | 5.08% |
| L2060 | $15.89 | 0.80% | 5.08% |
| L2055 | $15.89 | 0.80% | 5.08% |
| L2050 | $31.87 | 0.68% | 4.13% |
| L2045 | $14.54 | 0.64% | 3.94% |
| L2040 | $53.14 | 0.60% | 3.78% |
| L2035 | $14.04 | 0.55% | 3.58% |
| L2030 | $46.78 | 0.50% | 3.41% |
| L2025 | $13.02 | 0.29% | 2.45% |
| Linc | $25.43 | 0.23% | 2.10% |