Retirement plan Help!

[Bubba]

Healthcare tech will always be around. In fact, the changes that I've been seeing in the industry is that they've found better ways to make money. They're going from making things complete to making them modular. They're improving (and sometimes requiring) updated software (for cost) and they're (at times) renting out equipment. Also, given all of the need for healthcare in the near future, I think the equipment side will be a "forever" investment. That's just my opinion.

Thanks, i'm somewhat still in the same camp as you but now differ on it being a forever investment. I was burned lately by it after getting used to 25%APRs for several years straight. In hindsight, i should have scaled back on it when the valuations got a bit crazy on 2021.

Good point. I would never put too many eggs into the healthcare basket. My other favorite healthcare fund (sort of all purpose) is PRHSX. Again, healthcare has a place, but probably not over 20% of my entire portfolio.

Good luck to all!

[SurelyJame]

Yes, I'm sort of waiting for that too, so around 60 to 70% of my cash is sidelined in a money market fund and some in BOXX (awesome fund by the way!). While I'm missing out on the 20% gains, I do enjoy looking at the "sure" thing of 5% or more until that does happen.

I saw a thing recently where Larry Williams claims the pop will be around Jan 2026. Who knows? For me the signal to run for the hills will be when the 3 month and 10 year uninvert. Until then, everything else is just noise.

Good luck to all!

Out of curiosity, why do you like BOXX? I've never heard of it.

[Bubba]

So, BOXX is a new ETF. It mimics the returns of BIL (1 to 3 month Treasury bills), but without the dividends. The beauty is that if it gets the same return, then you bypass the reason of paying taxes on your dividends (e.g. from owning BIL). I have for now a small position in BOXX.

[evilanne]

I own FSELX! Very happy with the returns!

Almost 24% holdings in NVIDIA
Wondering how high it can go before bursting
https://finance.yahoo.com/quote/NVDA?.tsrc=fin-srch