Other provisions of SECURE 2.0 have already taken effect. At the beginning of 2023, the starting age for RMDs increased from 72 to 73. Beginning in 2033, the starting age will increase even further — to 75.
.The provision increasing the RMD age affects anyone born on or after Jan. 1, 1950. It doesn’t impact anyone born before 1950 — that group had to start taking distributions in April 2023. And the penalty for not taking the RMD on time also decreased this year — from 50% to 25%