Petition for Opting Out of Social Security

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ArrieS
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Re: Petition for Opting Out of Social Security

Post by ArrieS »

Aitrus wrote:But what socialism does is ignore those fundamentals and punish those who succeed at life (wolves) in order to reward those that don't (rabbits) out of some misguided sense of "fairness".

Wait, I'm sorry what? Do you know what socialism is? Because how you're using it isn't what the word means.

Here from the dictionary, merriam-webster.
Full Definition of SOCIALISM
1: any of various economic and political theories advocating collective or governmental ownership and administration of the means of production and distribution of goods
2
a : a system of society or group living in which there is no private property
b : a system or condition of society in which the means of production are owned and controlled by the state
3: a stage of society in Marxist theory transitional between capitalism and communism and distinguished by unequal distribution of goods and pay according to work done

You're mistaking social policy for socialism, those are two completely different things.

Aitrus wrote:I just don't like being forced to take care of poor unfortunates out of some notion that we're more "civilized" by doing so. We're more "civilized" when we take care of them voluntarily, not out of mandate.


Again I think you are misusing the word here.
civilized
adjective
: marked by well-organized laws and rules about how people behave with each other
: polite, reasonable, and respectful
: pleasant and comfortable

Without well-organized laws in taking care of people we would technically be less civilized.

Aitrus wrote:Yes, my children are indeed my responsibility. I am not theirs. If I do not plan and prepare for the days when I will need extra help, then I have failed in my responsibilities to them as a parent and an example.


Why? Because you say so? Your very assertion flies in the face of most of human history. Only recently have people done away with ritual passages that would kill off weak children from the strong so that parents didn't have to take care of them. Spartans of course, but many cultures would leave a new born outside for a day to see if they survived.

Not to mention your very argument is counter to more than half of the worlds moral reasoning. After all you gave your children life. They can't give you anything of equal value to that, so they are indebted to you. At least that's a rough and rumble summation of eastern views on it.

Your whole argument technical has no more weight than someone who argues for Social Security as a moral necessity.
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Re: Petition for Opting Out of Social Security

Post by Aitrus »

ArrieS wrote:Wait, I'm sorry what? Do you know what socialism is? Because how you're using it isn't what the word means.

Here from the dictionary, merriam-webster.
Full Definition of SOCIALISM
1: any of various economic and political theories advocating collective or governmental ownership and administration of the means of production and distribution of goods
2
a : a system of society or group living in which there is no private property
b : a system or condition of society in which the means of production are owned and controlled by the state
3: a stage of society in Marxist theory transitional between capitalism and communism and distinguished by unequal distribution of goods and pay according to work done

You're mistaking social policy for socialism, those are two completely different things.


Social Security is a social policy that is socialist in nature, and hence not in keeping with what the Constitution says is a permissible function of the Government. According to your first definition above, Social Security is the government taking ownership of my good and administering a process to redistribute it. Flemming v Nestor answered the question of whether or not the money I pay into the program is private property: it isn't. I point to Social Security as but one of a number of things that our Constitutional Republic is doing that is socialist in nature: eminent domain (2a above), farm and green energy subsidies (2b above), any form of redistribution of wealth a-la mandated program (ACA, many types of welfare, etc fit the definition of 3 above). So no, I don't feel I'm using the word "socialism" incorrectly.

Again I think you are misusing the word here.
civilized
adjective
: marked by well-organized laws and rules about how people behave with each other
: polite, reasonable, and respectful
: pleasant and comfortable

Without well-organized laws in taking care of people we would technically be less civilized.


I was using the word "civilized" to quickly summarize the host of reasons I often hear for people to argue that Social Security is not only a good thing, but something we should be proud of and fully support.

I agree, we need laws. We are a nation founded upon the concept that all men are created equal under the law. But what you pout out above is not what is presented in classes from my daughter's middle school all the way to college level. In those places, and in a good many people's publicly-educated minds, "civilized" people take care of their poor (not in your definition above), they don't wage war for resources or ideals (not in your definition above) and many other things that, again, aren't in your definition above. It's constantly pushed on us that "civilized" people use only PC language, do their utmost to not offend anybody, accept that all whites are racist just because they are white, believe in the scientific process yet accept global warming claims at face value, believe that their religion is the correct one while all others are wrong, and believe that Social Security is what is a fair and just program.

Why? Because you say so? Your very assertion flies in the face of most of human history. Only recently have people done away with ritual passages that would kill off weak children from the strong so that parents didn't have to take care of them. Spartans of course, but many cultures would leave a new born outside for a day to see if they survived.


Yep, because I say so. I am responsible to them, not to you or to anybody else. Ritual passages? You mean like circumcision? Like making them register for the draft at 18 and making them wait until 21 to drink? Like how if you're not a jock you're a nobody in high school? Like how you won't succeed unless you get a college degree? Like how so many other cultural "norms" exist that must be adhered to or else you're ostracized? No, we still have the ritual passages, they've just become more "civilized" and take a different form.

Not to mention your very argument is counter to more than half of the worlds moral reasoning. After all you gave your children life. They can't give you anything of equal value to that, so they are indebted to you. At least that's a rough and rumble summation of eastern views on it.


Morals are subjective and not absolute. If they were, then there would be only one religion and the whole world would follow it; likewise there would be only one world government, and there isn't. This would happen because everybody agrees on what's right, what's wrong, what God really wants from us, and what the best system of government is.

I don't care if my argument is counter to more than half the world's moral reasoning, the Founding Fathers did likewise and look what happened. I'm not one to just follow the herd out of the assumption that the herd is right.

And I'm not Eastern, and we're not talking about an Eastern issue. We're talking about a Western issue of a socialist program being forced upon people who don't want it. I don't like shutting up and coloring.

Your whole argument technical has no more weight than someone who argues for Social Security as a moral necessity.


True, my argument is my opinion and has no weight, which happens to weigh the same as yours.

The problem with your last statement is that it assumes that my argument is invalid and means nothing, just as somebody who is my polar opposite. But that's not true. There are a great many who argue for Social Security as a moral necessity, hell they even run campaigns based on the idea! That is the prevailing opinion. And yet very, very few people seem to feel as I do - that Social Security is a ball and chain that's keeping us from moving forward as a nation. So while both arguments may not have any technically accurate basis, one is certainly succeeding more than the other regardless.
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ArrieS
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Re: Petition for Opting Out of Social Security

Post by ArrieS »

Aitrus wrote:
Social Security is a social policy that is socialist in nature, and hence not in keeping with what the Constitution says is a permissible function of the Government. According to your first definition above, Social Security is the government taking ownership of my good and administering a process to redistribute it.


No no no no, I hate to lawyer it, but it says "..governmental ownership and administration of the means of production and distribution of goods."

There is AND between ownership and administration, and, production and distribution. They are linked and not separable. So no it isn't socialism. Further more, their taking your MONEY, which isn't a good but property. So you are wrong on multiple accounts.


Aitrus wrote:I point to Social Security as but one of a number of things that our Constitutional Republic is doing that is socialist in nature: eminent domain (2a above), farm and green energy subsidies (2b above), any form of redistribution of wealth a-la mandated program (ACA, many types of welfare, etc fit the definition of 3 above). So no, I don't feel I'm using the word "socialism" incorrectly.

I'm goind to discard everything else and address this part.

First of all, your objections above about constitutionality is on thin ground. That's based on your interruption, an opinion, also an opinion of a few founding fathers.

But we not only have opinion of other founding fathers that is different, especially with what general welfare means, and how the Government acted. There is a stronger case against such a narrow view based on the fact we have opinion and actual Governmental legislation by our founding fathers that is contrary to your stance. Actions speak louder than words and our early Government subsidized early businesses and engaged in pet projects at tax payer expense.

After all, I don't remember Congress voting and the President signing into law the Federalist papers or anything else you can cite for your view of the government.
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Re: Petition for Opting Out of Social Security

Post by Aitrus »

ArrieS wrote:
No no no no, I hate to lawyer it, but it says "..governmental ownership and administration of the means of production and distribution of goods."

There is AND between ownership and administration, and, production and distribution. They are linked and not separable. So no it isn't socialism. Further more, their taking your MONEY, which isn't a good but property. So you are wrong on multiple accounts.


Do I truly own what I possess? If I refuse to pay taxes on my land or go ahead and do whatever I want with it, will I or will I not be arrested for violating laws? If I can thus be arrested, then I don't truly own my land because anything I own I should be able to do anything with so long as it doesn't interfere with the liberty of another. If I don't own my land, then the government does. They own it and use me to administer it.

Let's take it a step further - if the government gives a subsidy or bailout to a business and in exchange requires the business to be run in a certain way, then that is de-facto ownership and administration. We have that in the auto industry, green energy, etc.

Flemming v Nestor dealt with the wording of the Takings clause in the Fifth Amendment. It states "nor shall private property be taken for public use without just compensation." The Supreme Court found that Social Security payments and the money paid to it are not "property", so that part of your argument isn't correct.

Lastly, since the government owns, administers, produces and distributes everything related with Social Security, it is by your own definition a socialist program.

I'm goind to discard everything else and address this part.

First of all, your objections above about constitutionality is on thin ground. That's based on your interruption, an opinion, also an opinion of a few founding fathers.

But we not only have opinion of other founding fathers that is different, especially with what general welfare means, and how the Government acted. There is a stronger case against such a narrow view based on the fact we have opinion and actual Governmental legislation by our founding fathers that is contrary to your stance. Actions speak louder than words and our early Government subsidized early businesses and engaged in pet projects at tax payer expense.


Just because Congress gets a law signed and nobody throws the BS flag doesn't mean that it's Constitutional. That's like saying "if a cop speeds and nobody catches him, then it must be ok to speed because it's ok for the cop to do it."

After all, I don't remember Congress voting and the President signing into law the Federalist papers or anything else you can cite for your view of the government.


No, but I can't recall Congress or the President signing into law any papers you care to cite for your view of the government either. But I do recall that the General Welfare clause is not a granting provision of the Constitution, merely part of an introduction to Article I, Section 8, which lists out all the things the government is allowed to do. The 10th Amendment limits any further Federal power by granting everything else to the States.

And the government did follow the strict interpretation of General Welfare until FDR used General Welfare to push legislation, and it became the go-to rationale for just about everything since 1937. Most of what Congress does now is in violation of the Constitution.

If General Welfare means what you seem to think it means, well then that's all we really need. The rest of the Constitution is just a waste of paper. Anything can be justified under "General Welfare". That's why I can't imagine that General Welfare was ever meant to be the granting of power that it's treated as now.

For reference: http://constitutionalawareness.org/genwelf.html
Last edited by Aitrus on Fri Jul 10, 2015 11:03 pm, edited 2 times in total.
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sprakass
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Re: Petition for Opting Out of Social Security

Post by sprakass »

SS……don’t need it but I will take a max contract (NBA). In 9 years if it’s still around I will take my share, and continual to help out my kids, Sunday dinner at my house, cover the cost of health insurance, Just a few example of what I would do. I hope and pray that SS will continual for eternity. Come on this is the USA we got so much money we are scared to death of spending it. Peace Be Still.

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Re: Petition for Opting Out of Social Security

Post by searight »

Social security is "welfare for the old". It was started to get old people to stop working so younger people could have their jobs. Opting out of social security is like trying to opt out of welfare. Since I never will need it then it doesn't make sense to pay into it. Big government won't quit this gravy train, we can only hope they keep raising the ages and reducing the COA's for it so it doesn't go broke or make us go broke paying for it.

foursides
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Re: Petition for Opting Out of Social Security

Post by foursides »

Huh I just don't want to be forced to bet on a system that is obviously broken. The people who are supposed to fix it have a long record of burying their heads in the sand when hard to fix issues come up. Sure, I'd love to opt out and invest in something with a guaranteed rate of return, rather than just pay, pay, pay while the economists are telling me I'll never see any of it when I really need it.

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RGEN
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Re: Petition for Opting Out of Social Security

Post by RGEN »

Social security is not really in bad shape and fixes when needed are cheap and easy. If you want to worry about something, think Medicare. No fix apparent and any solution will be very expensive.
RGEN

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ArrieS
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Re: Petition for Opting Out of Social Security

Post by ArrieS »

Aitrus wrote:Flemming v Nestor dealt with the wording of the Takings clause in the Fifth Amendment. It states "nor shall private property be taken for public use without just compensation." The Supreme Court found that Social Security payments and the money paid to it are not "property", so that part of your argument isn't correct.


Really, please quote me the exact words from the case that state the taxes taken are not property.
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Re: Petition for Opting Out of Social Security

Post by skiehawk11 »

Wow, great discussion! Here are my two cents (for what it’s worth) as I read through everything.

In general, most agree Social Security has a problem. The solution, however, boils down to an individual’s moral and philosophical leanings.

Toadstyle is correct in that an opt out option would not fix Social Security. Social Security works simply based on money in – money out. Social Security isn’t a Ponzi scheme. It is a social program/safety net for those who failed or couldn’t save for retirement or getting/having a disability. See this site for more info on the background of Social Security: https://www.justfacts.com/socialsecurity.asp
http://www.cbpp.org/research/policy-bas ... l-security

ArrieS is pretty much on point IMO. However, Social Security is a little more nuanced than “just insurance”. Social Security is a tax (legally speaking). Its function is to provide income so it acts like an annuity. Insurance doesn’t operate by “winning” as ArrieS says though. It’s simply in vs out. Government isn’t winning at anything. There is no “win” percentage. Social Security is funded by the Social Security Tax, interest from the Special Treasuries (like the G Fund) on excess funds and from the general Treasury when required. How is the government winning? After all, everyone get their money back minus an administrative charge essentially.

Here are the steps I see:
1. Government taxes income;
2. Money goes directly to retirees + excess are used to buy Treasuries with interest (like every other pension ever);
3. Excess money plus interest payed back to citizens in the future

Where exactly is the government winning? Maybe our definitions are different.

For social security to function correctly, a few things need to be realized. The formula for the “in” and “out” sides of the equation need to be re-done to account for a few things such as: (1) increased lifespan; and (2) ratio of workers supporting a retiree; (3) income taxed cap; and (4) rate of inflation.

I pretty much disagree (we’ve agreed to disagree) with Aitrus on the “need” of Social Security. First, there is the moral need of Social Security. There isn’t enough charity in the U.S. to support the poor, elderly and disabled. Humans, by their nature are greedy, selfish, and prone to hoarding. So, there are only two scenarios here. Either you help involuntarily or you go let the law of nature take its course. Aitrus may not like the idea of helping some person who didn’t save for retirement, but that is few and far in between and that shouldn’t be a reason to actually give support to those that couldn’t or didn’t have the means to save for retirement. With that said, I personally would like stricter controls in policing Social Security. As anything, there are a few people gaming the system.

I have yet to hear a defensible argument against Social Security on moral or philosophical grounds from anyone I’ve ever read or met. I understand where Aitrus and others who think people should fend for themselves and be self-sufficient and I am quite honestly all for that since that is how I live my life. However, when that choice for a personal way of life attempts to sway public policy the effects are detrimental!

To wrap it up, I was asked to describe myself politically by a friend a few weeks ago and I came up with:

A gun-toting, fiscally responsible social progressive

I was told that I better go see a shrink. :)

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Re: Petition for Opting Out of Social Security

Post by Aitrus »

ArrieS wrote:Really, please quote me the exact words from the case that state the taxes taken are not property.


Here ya go. Full ruling, straight from the Social Security website.

http://www.ssa.gov/history/nestor.html

The applicable portions are:

In the Ruling itself -
End of first paragraph: "THE DISTRICT COURT HELD THAT SEC. 202(N) DEPRIVED APPELLEE OF AN ACCRUED PROPERTY RIGHT AND, THEREFORE, VIOLATED THE DUE PROCESS CLAUSE OF THE FIFTH AMENDMENT."

Section 2.(B): TO ENGRAFT UPON THE SOCIAL SECURITY SYSTEM A CONCEPT OF "ACCRUED PROPERTY RIGHTS" WOULD DEPRIVE IT OF THE FLEXIBILITY AND BOLDNESS IN ADJUSTMENT TO EVER-CHANGING CONDITIONS WHICH IT DEMANDS AND WHICH CONGRESS PROBABLY HAD IN MIND WHEN IT EXPRESSLY RESERVED THE RIGHT TO ALTER, AMEND OR REPEAL ANY PROVISION OF THE ACT.

In the Opinion -
First paragraph of Section I:
WE THINK THAT THE DISTRICT COURT ERRED IN HOLDING THAT SEC. 202(N)
DEPRIVED APPELLEE OF AN "ACCRUED PROPERTY RIGHT." 169 F. SUPP., AT
934. APPELLEE'S RIGHT TO SOCIAL SECURITY BENEFITS CANNOT PROPERLY BE
CONSIDERED TO HAVE BEEN OF THAT ORDER.

Second to last paragraph of Section I: TO ENGRAFT UPON THE SOCIAL SECURITY SYSTEM A CONCEPT OF "ACCRUED PROPERTY RIGHTS" WOULD DEPRIVE IT OF THE FLEXIBILITY AND BOLDNESS IN ADJUSTMENT TO EVER-CHANGING CONDITIONS WHICH IT DEMANDS.

Last paragraph of Section I: WE MUST CONCLUDE THAT A PERSON COVERED BY THE ACT HAS NOT SUCH A RIGHT IN BENEFIT PAYMENTS AS WOULD MAKE EVERY DEFEASANCE OF "ACCRUED" INTERESTS VIOLATIVE OF THE DUE PROCESS CLAUSE OF THE FIFTH AMENDMENT.

In short, Congress has mandated that every working person (with very few exceptions - clergy, for example) each person must give up a portion of their earned income, wherin it ceases to be "property". The amount paid in can be changed at any time. The benefit paid out can be changed, or eliminated, at any time. And all can be done without hearings on public opinion, public vote, or anything else they might have to say on the subject. And the Supreme Court ruled this to be Constitutional.
Legal Plunder at its finest.
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Re: Petition for Opting Out of Social Security

Post by Aitrus »

skiehawk11 wrote:I have yet to hear a defensible argument against Social Security on moral or philosophical grounds from anyone I’ve ever read or met. I understand where Aitrus and others who think people should fend for themselves and be self-sufficient and I am quite honestly all for that since that is how I live my life. However, when that choice for a personal way of life attempts to sway public policy the effects are detrimental!


You and I have disagreed in the past. But this highlighted section...wasn't it the personal choices for a personal way of life (investing everything in the stock market and holding nothing in reserve prior to the crash of '29) that created the "need" for Social Security in the first place? Those choices swayed public policy, and the effects have indeed been detrimental.
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ArrieS
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Re: Petition for Opting Out of Social Security

Post by ArrieS »

skiehawk11 wrote: How is the government winning? After all, everyone get their money back minus an administrative charge essentially.


If the system was perfectly balanced, which will never happen. Nor would the Government want to.

The Government wins by having Social Security being excessively funded. It's no longer a locked box and we all know Social Security is more IOUs from the Federal Government than it is money sitting in an account. Because of this the Federal Government can barrow against Social Security taxes at below market rates.

The Government is incentivized to take more in taxes than it needs, so it can then borrow against that money from Social Security. That is how the Federal Government wins.

skiehawk11 wrote: I have yet to hear a defensible argument against Social Security on moral or philosophical grounds from anyone I’ve ever read or met.


I'd like to give it a try but that is way too much typing.
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ArrieS
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Re: Petition for Opting Out of Social Security

Post by ArrieS »

Aitrus wrote:
ArrieS wrote:Really, please quote me the exact words from the case that state the taxes taken are not property.


Here ya go. Full ruling, straight from the Social Security website.

http://www.ssa.gov/history/nestor.html

The applicable portions are:

In the Ruling itself -
End of first paragraph: "THE DISTRICT COURT HELD THAT SEC. 202(N) DEPRIVED APPELLEE OF AN ACCRUED PROPERTY RIGHT AND, THEREFORE, VIOLATED THE DUE PROCESS CLAUSE OF THE FIFTH AMENDMENT."

Section 2.(B): TO ENGRAFT UPON THE SOCIAL SECURITY SYSTEM A CONCEPT OF "ACCRUED PROPERTY RIGHTS" WOULD DEPRIVE IT OF THE FLEXIBILITY AND BOLDNESS IN ADJUSTMENT TO EVER-CHANGING CONDITIONS WHICH IT DEMANDS AND WHICH CONGRESS PROBABLY HAD IN MIND WHEN IT EXPRESSLY RESERVED THE RIGHT TO ALTER, AMEND OR REPEAL ANY PROVISION OF THE ACT.

In the Opinion -
First paragraph of Section I:
WE THINK THAT THE DISTRICT COURT ERRED IN HOLDING THAT SEC. 202(N)
DEPRIVED APPELLEE OF AN "ACCRUED PROPERTY RIGHT." 169 F. SUPP., AT
934. APPELLEE'S RIGHT TO SOCIAL SECURITY BENEFITS CANNOT PROPERLY BE
CONSIDERED TO HAVE BEEN OF THAT ORDER.

Second to last paragraph of Section I: TO ENGRAFT UPON THE SOCIAL SECURITY SYSTEM A CONCEPT OF "ACCRUED PROPERTY RIGHTS" WOULD DEPRIVE IT OF THE FLEXIBILITY AND BOLDNESS IN ADJUSTMENT TO EVER-CHANGING CONDITIONS WHICH IT DEMANDS.

Last paragraph of Section I: WE MUST CONCLUDE THAT A PERSON COVERED BY THE ACT HAS NOT SUCH A RIGHT IN BENEFIT PAYMENTS AS WOULD MAKE EVERY DEFEASANCE OF "ACCRUED" INTERESTS VIOLATIVE OF THE DUE PROCESS CLAUSE OF THE FIFTH AMENDMENT.

In short, Congress has mandated that every working person (with very few exceptions - clergy, for example) each person must give up a portion of their earned income, wherin it ceases to be "property". The amount paid in can be changed at any time. The benefit paid out can be changed, or eliminated, at any time. And all can be done without hearings on public opinion, public vote, or anything else they might have to say on the subject. And the Supreme Court ruled this to be Constitutional.
Legal Plunder at its finest.



Uhhhh, That doesn't say anywhere that taxes aren't property. Only that with your taxes you don't accrue a right to property from Social Security.

Sorry.
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skiehawk11
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Re: Petition for Opting Out of Social Security

Post by skiehawk11 »

You and I have disagreed in the past. But this highlighted section...wasn't it the personal choices for a personal way of life (investing everything in the stock market and holding nothing in reserve prior to the crash of '29) that created the "need" for Social Security in the first place? Those choices swayed public policy, and the effects have indeed been detrimental.


No, losing money by investing in the stock market during the Great Depression wasn't the cause of Social Security. The stock market declining was a reaction to the actual causes (still debated today) in the economy during the Great Depression.

And how has it been detrimental? By every metric the U.S. and its citizens have a better way of life, increase if life expectancy, etc.

If the system was perfectly balanced, which will never happen. Nor would the Government want to.

The Government wins by having Social Security being excessively funded. It's no longer a locked box and we all know Social Security is more IOUs from the Federal Government than it is money sitting in an account. Because of this the Federal Government can barrow against Social Security taxes at below market rates.

The Government is incentivized to take more in taxes than it needs, so it can then borrow against that money from Social Security. That is how the Federal Government wins.


That's incorrect. If the government was incentive to bring more money in as you state to "win" they would've easily passed revenue increases to take advantage of winning! This is mere logical speculation.

I've read and listened to arguments from heritage.org, mises.org, and everything in between and they all focus on this idea of legal plunder. It depends how you want to argue it? Against it morally? How? Against it philosophically? Yes, this is doable as everyone has a personal philosophy on how things work.

And I understand the arguments against social programs, etc. It's just my personal belief that they're wrong. I should rephrase to say I haven't heard a convincing enough argument against.

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G $18.19 0.01% 1.27%
F $18.62 -0.30% -3.14%
C $78.45 -0.21% 5.50%
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