CrocSix wrote:I say if you can do it then go for it.
here here!
Moderator: Aitrus
CrocSix wrote:I say if you can do it then go for it.
mjedlin66 wrote:If I understand correctly, the three biggest differences between a full MRA retirement and a deferred retirement are:
1. No FEHB for deferred retirement.
2. Annuity starts earlier with MRA retirement, and with no age penalty. The no penalty age for deferred retirement is 62.
3. By working to MRA, you will have worked more years so the FERS annuity will be much bigger.
If that is the case, then I am even more likely to retire at 40. I thought I would have to give up my pension completely to retire early. A partial pension starting at age 62 makes it so that all I have to do is-
A) Fund my lifestyle fully from taxable accounts until age 62.
B) Figure out health insurance.
Fund | Price | Day | YTD |
G | $18.15 | 0.05% | 1.05% |
F | $19.08 | -0.06% | -0.74% |
C | $82.21 | 0.11% | 10.55% |
S | $82.43 | 0.30% | 6.92% |
I | $42.57 | -0.24% | 5.95% |
L2065 | $16.38 | 0.02% | 8.37% |
L2060 | $16.39 | 0.02% | 8.38% |
L2055 | $16.39 | 0.02% | 8.38% |
L2050 | $32.73 | 0.01% | 6.95% |
L2045 | $14.91 | 0.02% | 6.58% |
L2040 | $54.38 | 0.02% | 6.22% |
L2035 | $14.34 | 0.02% | 5.79% |
L2030 | $47.67 | 0.02% | 5.38% |
L2025 | $13.15 | 0.03% | 3.43% |
Linc | $25.61 | 0.03% | 2.82% |