Newbie Question re: negative TSP but positive Funds

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karlabug
Posts: 12
Joined: Fri Jun 06, 2014 8:58 pm

Newbie Question re: negative TSP but positive Funds

Post by karlabug »

I am fairly new at trying to learn more about TSP so please bear with me. On 7/31/2017 I was in the following: C Fund 45%, S Fund 45% and G Fund 10%. Prior to noon EST I changed to: F Fund 45%, I Fund 45% and G Fund 10%.

Every morning, first thing, I check TSP to see the daily results. It is reflecting my changes, however I am confused. When I graph F Fund, I Fund and G Fund against my results it shows a positive return for the three Funds but my account graph negative. Yesterday the F Fund was at 0.00%, the I Fund was +0.27% and the G Fund was +0.02%. Should not my account be positive for the day?

If anyone can help explain this to me I would really appreciate it! :)
Karlabug

Buckeyedog
Posts: 108
Joined: Thu Feb 28, 2013 2:42 pm

Re: Newbie Question re: negative TSP but positive Funds

Post by Buckeyedog »

karlabug wrote:I am fairly new at trying to learn more about TSP so please bear with me. On 7/31/2017 I was in the following: C Fund 45%, S Fund 45% and G Fund 10%. Prior to noon EST I changed to: F Fund 45%, I Fund 45% and G Fund 10%.

Every morning, first thing, I check TSP to see the daily results. It is reflecting my changes, however I am confused. When I graph F Fund, I Fund and G Fund against my results it shows a positive return for the three Funds but my account graph negative. Yesterday the F Fund was at 0.00%, the I Fund was +0.27% and the G Fund was +0.02%. Should not my account be positive for the day?

If anyone can help explain this to me I would really appreciate it! :)
Karlabug


If I'm understanding correctly, you did the IFT yesterday before noon, then your account moved to those funds at the end of the day yesterday. Today will be the start of your new allocation.

karlabug
Posts: 12
Joined: Fri Jun 06, 2014 8:58 pm

Re: Newbie Question re: negative TSP but positive Funds

Post by karlabug »

Ahhh!!!!! Such a simple answer. I was thinking I was "jumping on the band wagon" for the yesterday activity. That makes perfect sense now! You now can see why I am a stellar social worker and avoid finances! Thank you!!!! :)

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Fund Prices2024-03-28

FundPriceDayYTD
G $18.15 0.05% 1.05%
F $19.08 -0.06% -0.74%
C $82.21 0.11% 10.55%
S $82.43 0.30% 6.92%
I $42.57 -0.24% 5.95%
L2065 $16.38 0.02% 8.37%
L2060 $16.39 0.02% 8.38%
L2055 $16.39 0.02% 8.38%
L2050 $32.73 0.01% 6.95%
L2045 $14.91 0.02% 6.58%
L2040 $54.38 0.02% 6.22%
L2035 $14.34 0.02% 5.79%
L2030 $47.67 0.02% 5.38%
L2025 $13.15 0.03% 3.43%
Linc $25.61 0.03% 2.82%

Live Charts

Pending Allocations

Under development. For now, you may view Pending Allocations by going to "fantasy TSP" and selecting "Leaderboard sort" of "Pending Allocations".