G vs F vs L Income

[ron.logan]

I started the daily in late June. I was 7980, now 16198. As I recall the times 7980 was in F it didn't do so good. The G is usually .01%. The L Income has a better annual return than F or G. Has anyone done a comparison of going L Income vs G or F during the times 7980 was in G and F?

please share, thanks

[nrialto]

The L income likely has a higher average-return because it is a combination of all the TSP funds. Namely; 74% G, 6% F, 11.2% C, 2.8% S and 6% I.

For my money, I prefer G over F lately.

[scotth2010]

I prefer G over F also. The financials news that I read has been predicting doom and gloom for the bond market for more than a year. That is why I am hesitant to use the L income or F as the safe place. I am a conservative investor, but whenever it is time to go G, I do not want to miss something so I usually leave 10% in the C.
I am not an all or nothing person, maybe just indecision, I do not know, I can’t make my mind up.

[TSPNerd]

With almost every daily seasonal calling for moving into G or F fund by noon on the 8th, I keep thinking about trying L Income too. It's possible that the F fund will remain on the up-swing considering it finally moved above the 20 day MA on October 30th, but I don't have much faith in it.

[mindofmush]

With almost every daily seasonal calling for moving into G or F fund by noon on the 8th, I keep thinking about trying L Income too..

Someone needs to be first down a new path, go for it and tell us how good it went.

[Travis1984]

This burns a move. You can’t do this every month as some times a third move is required. I just can’t help but think this is a bad decision if you want to follow a strategy...

[bamafamily]

I have been thinking of this as well. I don't think 'F' will be doing as well in the future so my strategy has no F component...since we can't calculate L Income at tspcalc, I have been toying with the idea of doing some ratio between G and L Income when I am supposed to be all G...
I have a move to G coming up and been thinking of something like a 70G/30LI...

[ron.logan]

With almost every daily seasonal calling for moving into G or F fund by noon on the 8th, I keep thinking about trying L Income too..

Someone needs to be first down a new path, go for it and tell us how good it went.

I'm going to do it and see what happens. So I'm following 16198 which has the move to F fund 9 thru 16 Nov. I'm going to replace F with a move to L Income fund 9 thru 16 Nov. I'll make the move in my fantasy TSP also so we all can see what the % of return is on L Income vs F on the 17th .

[ron.logan]

This burns a move. You can’t do this every month as some times a third move is required. I just can’t help but think this is a bad decision if you want to follow a strategy...

I don't follow how this burns a move. It's not an additional move, it is just substituting L Income for G or F. Same IFT dates just different funds. I'm still following a strategy only with a slight twist so I guess that makes it my strategy now. If it is a bad decision or not is TBD. "Hold your ears folks, it's show time"

[Tomanyiron]

I started the daily in late June. I was 7980, now 16198. As I recall the times 7980 was in F it didn't do so good. The G is usually .01%. The L Income has a better annual return than F or G. Has anyone done a comparison of going L Income vs G or F during the times 7980 was in G and F?

please share, thanks

I agree with nrialto. There has not been much in the way of pull-backs this year.
So any system changes, that kept some in stocks, did better. Did you research, what would have concurred if you had stayed in a mix of only C, S, & I?

And talking about the F fund, "The future ain't what it used to be".

[Travis1984]

This burns a move. You can’t do this every month as some times a third move is required. I just can’t help but think this is a bad decision if you want to follow a strategy...

I don't follow how this burns a move. It's not an additional move, it is just substituting L Income for G or F. Same IFT dates just different funds. I'm still following a strategy only with a slight twist so I guess that makes it my strategy now. If it is a bad decision or not is TBD. "Hold your ears folks, it's show time"

Let me explain...16517 strategy.

In May I go to the G fund on the 2nd, the S fund on the 18th, and the G fund on the 26th. You wouldn't be able to move your funds to an "L fund" on the 26th, because you've already used two moves. You have to go to G.

Same problem in: February/September.

[ron.logan]

This burns a move. You can’t do this every month as some times a third move is required. I just can’t help but think this is a bad decision if you want to follow a strategy...

I don't follow how this burns a move. It's not an additional move, it is just substituting L Income for G or F. Same IFT dates just different funds. I'm still following a strategy only with a slight twist so I guess that makes it my strategy now. If it is a bad decision or not is TBD. "Hold your ears folks, it's show time"

Let me explain...16517 strategy.

In May I go to the G fund on the 2nd, the S fund on the 18th, and the G fund on the 26th. You wouldn't be able to move your funds to an "L fund" on the 26th, because you've already used two moves. You have to go to G.

Same problem in: February/September.

If I have to go to G then G it is. for now I'm substituting L Income for G and F to see how it goes.

[jlozano042]

If I have to go to G then G it is. for now I'm substituting L Income for G and F to see how it goes.

God speed brother!

[Tomanyiron]

And talking about the F fund, "The future ain't what it used to be".

This chart shows all 4 funds for the past month. Take note of how the F fund (brown line) is moving similar to the stock funds. Especially how the I fund (purple) and the F fund are now new best friends.

http://stockcharts.com/h-sc/ui?s=%24VIX ... =542689352

[crondanet5]

Looks like the C Fund is the place to be.