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 Post Posted: Wed Mar 01, 2017 8:13 am 
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https://www.nytimes.com/2017/02/24/your ... -what.html

Very interesting stuff. They're thinking of creating Roth health savings accounts. I'm still not sure if I would prefer the traditional vs. the Roth because with the traditional health savings account allows you to also avoid paying FICA. That's another percentage of loss from your present income. I know that many will argue, that you really need to see what your tax situation will be in the future (to make sense out of the Roth idea), but (a) I'm going to assume that today's Dollars are worth less in the future and (b) that compounding interest can have amazing effects. So, here is what I'm wondering, if maybe its best to stick with a traditional health savings account because (a) I skip the FICA part, (b) my earnings would accumulate quicker (vis-a-vis the Roth option) and (c) I could still take the money out tax-free in the future to pay for expensive healthcare expenses, even after retirement.

Any suggestions on this logic?

Best,

Me


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AGG (F Fund)
iShares Lehman Aggregate Bond (AGG)

S&P 500 (C Fund)
S&P 500 INDEX,RTH (^GSPC)

DWCPF (S Fund)
Dow Jones U.S. Completion Total Stock Market Index (^DWCPF)

EFA (I Fund)
iShares MSCI EAFE Index (EFA)