What to do with I fund allocation?

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inthecloud
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Joined: Mon Dec 13, 2010 9:48 pm

Re: What to do with I fund allocation?

Post by inthecloud »

When the dollar is down, the US stock market is up, right? The Euro is devaluing...shouldn't this add some possible strength to European stocks sold in Euros?
Brian

crondanet5
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Re: What to do with I fund allocation?

Post by crondanet5 »

Maybe. Are you IFTing into the I Fund to capture that possibility? I'm not. And I doubt few will make that allocation. Bottom line? Exit I Fund.

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inthecloud
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Re: What to do with I fund allocation?

Post by inthecloud »

To much risk for me, so no. Still a discussion point though.
Brian

crondanet5
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Re: What to do with I fund allocation?

Post by crondanet5 »

Well, it can sit like this while the newbie continues to lose money or I can continue to urge him to get out of the I Fund.

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Tomanyiron
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Re: What to do with I fund allocation?

Post by Tomanyiron »

Cron I can’t urge him or anyone that is in or thinking of the I Fund to avoid it. But I will say this. If you have difficulties understanding the US markets, why on earth would anyone want to gamble on that crazy market, even if it is only a “little bit pregnant” allocation?
I say stick with what you know, and if you don’t know much, go with the area you know the most. The US is the most stable economy in the world. Can it be improved? Yes. Despite the perceptions of our often inefficient government and our weak economic disciplines, it is still better than all the other environments for your investments. No need making your life more stressful and complicated than it needs to be, is what I say.
"A good decision is based on knowledge and not on numbers." Plato
"Perfect numbers like perfect men are very rare." Rene Descartes

crondanet5
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Re: What to do with I fund allocation?

Post by crondanet5 »

Tommy, I hope you answer your wife better than this post when she asks: "Should I wear the green dress or the blue dress?"


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Tomanyiron
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Re: What to do with I fund allocation?

Post by Tomanyiron »

The only thing I can say to that Cron is, most of the time I can already tell which way my wife is leaning. So I will have the odds on my side. That is because I live with her long enough to read the signs. I can't say that about the I fund, so I can only answer to what I know, which isn't much.
"A good decision is based on knowledge and not on numbers." Plato
"Perfect numbers like perfect men are very rare." Rene Descartes

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Tomanyiron
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Re: What to do with I fund allocation?

Post by Tomanyiron »

Anyway Cron you might need to watch out, because looks like the market is starting to use your advice as a contrarian indicator. The I fund stared to turn-up at the same time you started your shun it rant.
"A good decision is based on knowledge and not on numbers." Plato
"Perfect numbers like perfect men are very rare." Rene Descartes

JDD4J4J
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Re: What to do with I fund allocation?

Post by JDD4J4J »

Indeed

crondanet5
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Re: What to do with I fund allocation?

Post by crondanet5 »

Waiting for your IFT Tommy.

Scb74
Posts: 11
Joined: Tue Jan 06, 2015 11:25 am

Re: What to do with I fund allocation?

Post by Scb74 »

Scb74 wrote:Newbie here. I have had a significant amount of my holdings (26%) in the I fund and have lost several K over the past few months. Should i wait this one out (continue taking a hit) or redistribute now? These are not fantasy funds. I was looking at tsp for the long term, but am now taking a closer look at it now (monthly/quarterly). Thanks! :D


Well I didn't bail on the I fund... in the green and beyond now. :D Thanks gut instinct.

nomny2020
Posts: 83
Joined: Mon Sep 13, 2010 10:35 am

Re: What to do with I fund allocation?

Post by nomny2020 »

Glad to hear!!! I have been wondering what you decided to do. Since you first posted, the I Fund is up 10.48% (1/6 thru 2/27); not only did you see that gain, you avoided panic selling and locking in your “losses”. Good thing you went with your gut.


Anymore questions you would like “advice” on? :lol: :lol: :lol:
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If you are 20, it will change your future.
30, watch it B4 it is too late.
40, a little late but it can't hurt.

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wwwtractor
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Re: What to do with I fund allocation?

Post by wwwtractor »

Since January 6, the I Fund has been my friend.
Retired 2017:C=60%, S=20% and I=20%
Time is the only non-renewable resource.
Knowledge is the only sustainable competitive advantage.
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sonofnthng
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Re: What to do with I fund allocation?

Post by sonofnthng »

Let me get this straight. With the share prices going so low, if I were to have, say, 100% of my funds in the G fund, wouldn't I want to move them INTO the S fund, and when the share prices go back up to $38 or similar, then pull it back OUT and into the G fund? Buy low, sell high, right?
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Fund Prices2024-04-15

FundPriceDayYTD
G $18.18 0.04% 1.23%
F $18.64 -0.61% -3.02%
C $79.24 -1.20% 6.56%
S $77.27 -1.66% 0.23%
I $41.14 -0.29% 2.38%
L2065 $15.75 -0.94% 4.19%
L2060 $15.75 -0.94% 4.19%
L2055 $15.76 -0.94% 4.19%
L2050 $31.64 -0.81% 3.38%
L2045 $14.44 -0.76% 3.24%
L2040 $52.80 -0.71% 3.11%
L2035 $13.96 -0.65% 2.96%
L2030 $46.52 -0.59% 2.83%
L2025 $12.97 -0.32% 2.08%
Linc $25.35 -0.25% 1.78%

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Pending Allocations

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