Where to go?

[cswift01]

This doesn't really answer your question but I'm gonna throw this out there anyway: NextSeed.com. I've been investing in businesses since 2016 and my ROI is about 14.75%

Wow! That's a great return. I would be somewhat fearful of the next downturn (and subsequent failures), however, that return is amazing. I will look into this option too.

Thanks!

Me

[wingchaser]

Fidelity happens to have a suite of my favorite Sector Funds - under the guise of Fidelity Selects. I'm not recommending any of these (now) as a safe haven, but generally if you look at the end of January of any year, their "hot" sector, the leader (10%+) there usually finishes the year @ around 30-60%...

Last year, it was Fidelity Select Technology Portfolio (FSPTX), which was comprised of the FANG (Facebook, Amazon, Netflix and Google-parent Alphabet) stocks in their top holding's that garnered 55% by years' end. 2016, Gold was the Hot Sector & Fidelity Select Gold Portfolio (FSAGX) finished the year @ an astounding 77%. 2015 saw Biotech's outperforming everyone & it came as no surprise when Fidelity Select Biotechnology Portfolio (FBIOX) hit 65%.

You can find a listing at

http://fundresearch.fidelity.com/mutual ... erm/SECTOR

& again, keep an eye on the "hot" sector as it stands on January 31. This year, there's no clear leader in the market, though, Fidelity Select Technology Portfolio (FSPTX) is gettin' hot...

Best of luck in your endeavor's!!!

[Winner]

I know this is not relate to your subject as you want cash or short term investment, but check out Black-Rock Inc (BLK) with $6.32 trillion in assets under management (this including all of our TSP funds). Last year BLK generated 38% for their share-holders or more than double the S&P 500. BLK is up almost 80% since Jan 2016 without consider the dividends. I use 25% trailing stop on all my investment for long term and 10% for short term.

[cswift01]

Fidelity happens to have a suite of my favorite Sector Funds - under the guise of Fidelity Selects. I'm not recommending any of these (now) as a safe haven, but generally if you look at the end of January of any year, their "hot" sector, the leader (10%+) there usually finishes the year @ around 30-60%...

Last year, it was Fidelity Select Technology Portfolio (FSPTX), which was comprised of the FANG (Facebook, Amazon, Netflix and Google-parent Alphabet) stocks in their top holding's that garnered 55% by years' end. 2016, Gold was the Hot Sector & Fidelity Select Gold Portfolio (FSAGX) finished the year @ an astounding 77%. 2015 saw Biotech's outperforming everyone & it came as no surprise when Fidelity Select Biotechnology Portfolio (FBIOX) hit 65%.

You can find a listing at

http://fundresearch.fidelity.com/mutual ... erm/SECTOR

& again, keep an eye on the "hot" sector as it stands on January 31. This year, there's no clear leader in the market, though, Fidelity Select Technology Portfolio (FSPTX) is gettin' hot...

Best of luck in your endeavor's!!!

Funny story. I began this year with FSMEX. I was sure that one was going to kill it this year. I sold it too soon. It's looking really, really good right now.

Thanks for the tip!

Best,

Me

[TSPsmart]

Go here.

A few low risk income funds that do not sustain capital losses when interest rates rise are listed on my Safe Income page with a discussion.

You should be looking at close to 2% in Prime Money Market funds today. These are not the same as your money market funds in brokerage accounts. Many banks will not give these rates to current clients, but offer them to new ones through funds like the ones listed. You should be able to buy any of these and others in a brokerage account.

Cheers