Years ago, my advisor recommended to allocate funds into the C, S and I to reduce serious loss if there is a significant downturn in one of those funds (60% C, 30% S and 10% I) and just leave it there. This was about 15 years ago and I did not listen after the 2008 trainwreck. The leaders here generally just put it all, meaning 100%, into the S or C for the most part. Seems risky. I am going to try that 60,30,10 allocation for a bit this month to see how it does but I'm sure I will begin to transfer some around when things get messy. Does anyone have any advice on this topic? Thanks
MMART17, I remember what you mentioned a few weeks back, and thanks for your input!!
Diversifying your allocations
Moderator: Aitrus
Re: Diversifying your allocations
Good Luck in whatever you choose to do...it is hard to predict markets under current administration.
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Regularguy
- Posts: 191
- Joined: Tue Sep 24, 2013 11:39 am
Re: Diversifying your allocations
I see 60 C ,30 S, 10 I, as an "all in play". Which may be as good a strategy as any providing I had 7 or more years before retirement to rebuild if needed.
Fund Prices2024-04-24
| Fund | Price | Day | YTD |
| G | $18.20 | 0.01% | 1.34% |
| F | $18.64 | -0.24% | -3.04% |
| C | $79.40 | 0.02% | 6.78% |
| S | $78.08 | -0.18% | 1.28% |
| I | $41.48 | -0.10% | 3.23% |
| L2065 | $15.84 | -0.05% | 4.74% |
| L2060 | $15.84 | -0.05% | 4.75% |
| L2055 | $15.84 | -0.05% | 4.75% |
| L2050 | $31.79 | -0.06% | 3.86% |
| L2045 | $14.51 | -0.05% | 3.68% |
| L2040 | $53.01 | -0.05% | 3.54% |
| L2035 | $14.01 | -0.04% | 3.36% |
| L2030 | $46.69 | -0.04% | 3.21% |
| L2025 | $13.01 | -0.02% | 2.33% |
| Linc | $25.40 | -0.02% | 2.00% |