Daily, weekly, monthly compared to annual returns

[ProduceMan]

Also your contributions are not counted torwards the gains or loss amount.

[ProduceMan]

Actually, I believe the you can only go back a year...maybe 2

[nodak]

Tcatlin;

If you have been buy and hold then you have probably outperformed the market timers over the years. Why would you want to change that now?

What have your returns been?

[tcatlin]

nodak, That's a very good point. I'm conflicted on the whole thing. I'm fearful of a market correction taking out a large portion of my retirement savings with about three years left. I moved to the G about ten days ago and it's worked out to my advantage so far, but agree, timing can backfire. I moved to G during one of the shutdowns and would have been far better off staying put. Mostly I'm trying to protect what I have with all the political chaos, trade wars, interest hikes, market over value, etc.

I'll have to log in and look to get more history but I do know I've done 19% range the last 12 months, but this has been an exceptional bull run so I'm guessing that return is not that unusual.

I just don't want to be in stocks if another 2008 market drop occurs and lose a significant percentage of my holding, yet if I stay in G, I probably won't beat inflation. I'm very conflicted and I have a lot to learn about investment and stocks in general.

If the market continues down today I may buy back in to 100% C just before Noon EDT. It's a crap shoot and I honestly have no idea what I'm doing.

[misfit]

Crap shoot is right. I moved 50% to G today. Wish I did yesterday. WTF. Do we see a few percentage point drop like earlier in the year? Who knows. This sucks..

[ProduceMan]

Tcatlin,
“If the market continues down today I may buy back into 100% C”
Did you buy back 100% C? I’m not sure who suggested this strategy but I recently read someone going 100% G (sold high) then later when there was a nice DIP ( turbulent times) to IFT 25% then if it went further down (because who knows what will happen) IFT more into same fund

[tcatlin]

I did not move to C. I remain in G. I got into G about ten days ago. Not losing money but probably not beating inflation. I decided on c because some are saying large caps are going to do better in the future compared to small cap. I didn’t move on Friday as I’m looking for a bigger drop. As much as it hurts me to do so, I may remain in G until after midterm elections. Looking for something closer to correction territory but the market may just keep going up. Who knows. With three years left I am feeling more cautious.

[ProduceMan]

I think staying in G is OK, in your situation. You’ve made well above average returns on your stock funds then you moved it all to G. Moneys money making money. Maybe consider making some of your contributions to stock funds. Buying them on sale.