Not a big fan of giving up the opportunity cost.

Nav, I had to look. It was compelling....

Can't jump around in Vanguard like the TSP. My wife tried that. Sometimes having a buy and hold in some places is not a terrible thing.

Life is short. Take it all out at once and go on an endless cruise. They have a doctor on board and lots of food, new people every week to tell your stories to. Of course you can wait until you get to the nursing home with dementia.

Found this on a post and kept a copy: During the Great Depression, there were those who worked through it all, others part-time, others cyclically hired and laid off, and others who, as today, cannot and will never work again. Clear similarities to the Depression Era events of today: Bank closings? ...

The agency is saying that they do not know when the funds will be sent to the tsp.....

Called TSP this morning and they said that it was a delay by payroll. Since we don't all work for the same agency I smell rotten eggs here.

Mine is typically on Friday morning so I have no idea and I am 100% sure that I did not go over the max yet.

I logged in to my actual TSP yesterday and again today and did not see my contribution in there. Does anyone have this issue?

My grandfather will be 93 next week and has outlived all his money. He simply refuses to die.

Not enough money is off the sidelines yet.

Seasonal is pattern following and it seems decent.

Dave is the one person who's books I give to people having money trouble. He's been there, and he knows what you feel.

They say you cannot time the markets, but on a taxi ride basis you sort of can.

It's hard to know really. It will probably have a good year.