I believe the story was on a Microsoft feed. Their position was by eliminating the tax deferred program money invested in a retirement account would pay annual taxes and those taxes could be used to support the Social Secuity Program.

Did everybody read the paper proposing eliminating the 401k tax deferred program?

Have you looked at ETF QYLD? Pays a monthly dividend and has an annual dividend of 12%. I am using it in a 401k program outside of TSP.

got it.

Any plan to update the program to reflect 2023 results?

Your retirement account does not have to go to zero-- it is not a passbook savings account. It can be an active brokerage account if you want. And even with that you could just buy the etf QYLD and take a monthly dividend while your account balance stays fairly level. and even with the mrd you can m...

Press on. I miss seeing the Leader Board and the daily IFTs and how far back TomanyIron is against my Account Balance.

Don't do either one. I remember the time I was out on a hundred thousand dollar margin in Ford Motor Co. and the stock went down. Fortunately it recovered and I made a small profit and vowed to never go out on margin again, which I have not. Try dividing your brokerage account into three equal amoun...

I agree. Good idea.

Disregard this post. Too much football.

You can also open a rollover brokerage account and trade stocks. As I have said in the past, TSP is a poor limited IFT program whose only incentive is the deferred Agency match pay. My wife has a 401k with Wells Fargo and I can IFT it every day. We also have brokerage IRA/ROTH accounts we buy and se...

searight have you ever calculated how much money you did not make following your investment program? Take a look at how much McLovin has made, and when was his last IFT. You can do better. I want you to be a millionaire.

Okie dokie

Go with a brokerage company. One ETF to consider is HIPS. 11% annualized dividend.

The important thing is to make the account grow with prudent research and nimble moves. It is not a passbook savings account, it is a brokerage account. Work it.

alphaalpha call TSP to get the right procedure. That will avoid unnecessary capital gains taxes and withdrawal penalties.