A bit unrelated...but I think this thread is a mixture of everything anyway, I recently read an interesting article in regards to our MFW https://www.fedweek.com/tsp/how-other-investors-use-the-tsps-mutual-fund-window-equivalent/ Seemingly this guy writes on other websites too. He's very vocal in m...

No individual stocks. In my Fidelity Roth I have: FXAIX (FIDELITY 500 INDEX FUND) VNQ (VANGUARD REAL ESTATE ETF) AVDV (AMERICAN CENTY ETF TR AVANTIS INTL SMALL CAP VALUE) DFIV (DIMENSIONAL ETF TRUST INTERNATNAL VAL) FSSNX (FIDELITY SMALL CAP INDEX FUND) FLCOX (FIDELITY LARGE CAP VALUE INDEX FUND) F...

I retired 4 years ago at 56 years old with 36 years of service. I’ve been taking a monthly distribution since I retired. I took a lot of risk when I was working and am now a little more diversified with C60 S16 F16 G8. My biggest question is, what is a good retirement mix? Im planning on leaving it...

Playing it a little on the conservative side. I am going 50% L2035 and 50% I

It all depends on how her employer sets up the plan. My brother has Fidelity through his employer and they have a lot of expensive funds in it. They have a lot of actively traded funs with high fees. For example a small cap value fund that's 1.25% fees. Also the fees to trade are high and they limit...

Thanks for the links Evilanne. Good Info.

PSA: https://www.investopedia.com/articles/01/030701.asp#:~:text=When%20people%20are%20overtaken%20by%20the%20power%20of,depress%20prices%20well%20below%20where%20they%20should%20be. Got it. I don't total bale out. I am 1.04% above my benchmark, L2035. A long way to go before the year is over. :)

Chulke wrote: ↑Wed Feb 14, 2024 8:21 am
GLTA! Hope y'all can stick to your plans....I know I'm having a hard time doing it!

Cheers!

Same here. I am using the L2035 as my benchmark. Leaving the 133289 strat 2 days early because I just don't have the emotional control to stick it out. At heart I am more of a buy and hold guy.

May be challenging today. CPI up and markets down pre market.

I was last night. Looks like everything is working now

Chulke wrote: ↑Fri Feb 02, 2024 8:29 am

Bubba wrote: ↑Fri Feb 02, 2024 4:19 am

Cheers!

I'm assuming you mean a "positive" monster.

Absolutely! I'm thinking a solid 5-6% to the positive would be real nice!

Cheers!
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I just went 100% S, come on February. Strat ID# 133289

I've always been wondering if I should do a "halfsies" strategy, where I play with 50% instead of 100% using a strategy. If you were to remain in the S fund for middle to late October through March, April through the end of July in C, out in August, September and early October and then ru...

That reminds me of something I noticed when looking at several strategies. I noticed around a 3 day window for day of transfer between the several strategies I was looking at. Also reminds me that I have heard analyst say… if you miss these 5 or maybe it was 10 (some number) of positive days you wil...

I have not looked into this to much but, it seems like TSP is fixing some of the problems I was using against them to advocate for leaving the TSP. One was the pro-rata withdrawal system. I am not sure if pro-rata applies to regular withdrawals and not to RMD's. I still have 9 years before I retire....

I can see the new website getting low approvals just because it was new and hard to navigate. I am getting used to the website and find it easier to navigate now. Funny how they increased the variety of investments but still got a decline in satisfaction. I for one don't like the mutual fund window ...