Hope you already got your answer but here is my personal assessment. 1. Slightly easier to hire/onboard new employees. 2. Step 11 and 12 allowed for GS-12/13/14s for a limited amount of personnel 3. Everything else the same as the old archaic GS system (No pay banding & no relief for the GS 15 S...

Anyone have any better news on our raise for next year? It looks like a 2.2% pay raise +an average of .5% locality pay change if you are eligible. With inflation at 6.2% it is only a 3.5 - 4% pay cut this year.

I hope you have not been sitting on the sidelines. You’d be surprised how many Govies are retiring with 20, 30 & even 40 years having never been in anything but the G FUND. I’ve personally known several. They “merely” captured the MATCH @ the beginning of their service. There’s even a “strong p...

This would be difficult because I do not know what dates to use. Do you only look at the exact days that the POTUS is in the job or do you look at the days when a predominance of investors anticipate a POTUS coming to power. And what about congress?

I have been in the TSP for 30 years and have a large balance in the traditional side only. Since I live in Maryland, I have to pay 10% state taxes to put money into ROTH so I don't. Should I create a small ROTH TSP, so that I have the possibility to move ROTH fund into it during retirement if I need...

The I fund is similar to the MSCI EAFE. "The MSCI EAFE Index is an equity index which captures large and mid cap representation across 21 Developed Markets countries around the world, excluding the US and Canada."

For 529's look at what benefits your states provide. As an example in Maryland your contribution as fully deductible upto $2500 per account. In Maryland with a 10% income tax that is a free $250 (Now you can create accounts for cousins, nieces, grand parents etc and transfer them back to your child ...

My plan calls for me to buy back in on the 11th trading day for I then the 17th day for S. I understand how tempting it is to buy back in but I must follow my plan.

Gold Leader : It's no good, I can't maneuver! Gold Five : Stay on target. Gold Leader : We're too close! Gold Five : Stay on target!

anomadtoo wrote: ↑Tue Feb 23, 2021 11:18 am 66688 - 26.18 Mean/6.19 std dev/54 CSI

My Strategy is 35% C 35% S and the last 30% was #71767, but thinking of moving to #66688 since it only dips into I fund once and I am nervous amount EU economy with BREXIT and COVID and longer term baby boomer demographics.

My plan was to move from S to F today, but I am going to delay a day based on the current 2% down on S fund and .2% up on F Fund. I hope that there will be a bounce and it wont be as bad tomorrow.

Are you asking if their Fantasy TSP tracks their personal TSP account? If so I can answer what I do with my personal account. I keep 35% C 35% S and the last 30% tracks my fantasy TSP. That’s interesting! I was planning a similar strategy with different numbers. So at each IFT you always used 30% f...

Great job, and remember that $100K in a ROTH is comparable to $150K in a conventional for spending power.

I feel like the S is on a roller coaster that has gone too high. I am looking forward to jumping to the F fund on the 12th day of the month next Tuesday per my seasonal strategy. This also correlates to the schedule of the congress figuring out the $2 Trillion stimulus bill which is pushing the S ri...

Should we have read "< $250K" as less than $250K. So if somebody had $110K balance they should check the < $250K button or should they click the $100K button which is the closest number to them?

There is an OPM report with similar figures. Only about 2% of total TSP participants have reached the million dollar level. The TSP has approximately 5.9 million participants, both active and retired. The participation rate is 88.5%, although 40% are only investing in the G fund. The largest indivi...