TSP Center Seasonal Strategy Revisited and Optimized
Moderator: Aitrus
Re: TSP Center Seasonal Strategy Revisited and Optimized
FGTBOGSAT is right.
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Re: TSP Center Seasonal Strategy Revisited and Optimized
Forget the propaganda about the safety of the U.S. dollar ...
The paper U.S. dollar is not a safe haven!
Buy physical gold and silver today.
The paper U.S. dollar is not a safe haven!
Buy physical gold and silver today.
Re: TSP Center Seasonal Strategy Revisited and Optimized
The following is related to Seasonal Strategies:
1. Related Article: "Sell In May: A Strategy Worth 26% A Year Since 2001"
Weblink: http://seekingalpha.com/article/584621- ... aily&ifp=0
The above article describes a seasonal strategy of being in stock funds for 5 months and bond funds for 7 months of every year as follows:
JAN-FEB: Bond Fund
MAR-APR: Stock Fund
MAY-SEP: Bond Fund
OCT-DEC: Stock Fund
Using Exchange Traded Funds (ETFs): SPY (S&P 500) & TLT (Long Term Bonds), the author's result was an average return of 15% a year from 2002 to 2012. NOTE: The closest TSP funds would be the C Fund (S&P 500) and F Fund (Aggregate Bond Index).
The author's 15% average return is particularly notable in that his approach is subject to stock market risk only 5 months of the year, and is invested in the safer bond fund the other 7 months.
2. TSP FUNDS: Here's the results from 3 variations of inputs using TSP Funds and the Seasonal Calculator:
(1) USING C FUND (STOCK FUND): Using F Fund (Bond Fund, 7 Months) & C Fund (Stock Fund, 5 Months) gives an average annual return of 14.34% (since 1988).
(2) USING S FUND (STOCK FUND): Using F Fund (Bond Fund, 7 Months) & S Fund (Stock Fund, 5 Months) gives an average annual return of 13.96%% (since 1988).
(3) VARIATION - 4 MONTHS IN C FUND, 1 MONTH IN S FUND (STOCK FUND): Using F Fund (Bond Fund, 7 Months), C Fund (Stock Fund, 4 Months: MAR, APR, OCT, NOV), S Fund (Stock Fund, 1 Month: DEC) gives an average annual return of 15.77%% (since 1988). NOTE: Tried this variation because Small Cap Stocks often do better than Large Cap Stocks in DEC.
RESULTS: For only 5 months of Stock Market risk annually, this method returns 13.96% to 15.77% annually (since 1988), depending on whether you use C, S, or a variation of the two as the Stock Fund - just something to consider.
Best Regards,
Sptms2086
1. Related Article: "Sell In May: A Strategy Worth 26% A Year Since 2001"
Weblink: http://seekingalpha.com/article/584621- ... aily&ifp=0
The above article describes a seasonal strategy of being in stock funds for 5 months and bond funds for 7 months of every year as follows:
JAN-FEB: Bond Fund
MAR-APR: Stock Fund
MAY-SEP: Bond Fund
OCT-DEC: Stock Fund
Using Exchange Traded Funds (ETFs): SPY (S&P 500) & TLT (Long Term Bonds), the author's result was an average return of 15% a year from 2002 to 2012. NOTE: The closest TSP funds would be the C Fund (S&P 500) and F Fund (Aggregate Bond Index).
The author's 15% average return is particularly notable in that his approach is subject to stock market risk only 5 months of the year, and is invested in the safer bond fund the other 7 months.
2. TSP FUNDS: Here's the results from 3 variations of inputs using TSP Funds and the Seasonal Calculator:
(1) USING C FUND (STOCK FUND): Using F Fund (Bond Fund, 7 Months) & C Fund (Stock Fund, 5 Months) gives an average annual return of 14.34% (since 1988).
(2) USING S FUND (STOCK FUND): Using F Fund (Bond Fund, 7 Months) & S Fund (Stock Fund, 5 Months) gives an average annual return of 13.96%% (since 1988).
(3) VARIATION - 4 MONTHS IN C FUND, 1 MONTH IN S FUND (STOCK FUND): Using F Fund (Bond Fund, 7 Months), C Fund (Stock Fund, 4 Months: MAR, APR, OCT, NOV), S Fund (Stock Fund, 1 Month: DEC) gives an average annual return of 15.77%% (since 1988). NOTE: Tried this variation because Small Cap Stocks often do better than Large Cap Stocks in DEC.
RESULTS: For only 5 months of Stock Market risk annually, this method returns 13.96% to 15.77% annually (since 1988), depending on whether you use C, S, or a variation of the two as the Stock Fund - just something to consider.
Best Regards,
Sptms2086
Fund Prices2024-04-17
| Fund | Price | Day | YTD |
| G | $18.19 | 0.01% | 1.25% |
| F | $18.68 | 0.50% | -2.85% |
| C | $78.62 | -0.58% | 5.72% |
| S | $76.27 | -0.89% | -1.07% |
| I | $40.66 | -0.17% | 1.19% |
| L2065 | $15.60 | -0.47% | 3.17% |
| L2060 | $15.60 | -0.47% | 3.18% |
| L2055 | $15.60 | -0.47% | 3.18% |
| L2050 | $31.39 | -0.35% | 2.57% |
| L2045 | $14.34 | -0.33% | 2.47% |
| L2040 | $52.43 | -0.31% | 2.41% |
| L2035 | $13.87 | -0.28% | 2.31% |
| L2030 | $46.25 | -0.25% | 2.24% |
| L2025 | $12.93 | -0.12% | 1.78% |
| Linc | $25.29 | -0.09% | 1.55% |