Mags007's FantasyTSP Account
Moderator: Aitrus
Mags007's FantasyTSP Account
Welcome to my FantasyTSP Account topic...
Re: New guy on the block
Just wanted to get some input/ideas on how to position my TSP for my last 6 years of service? I currently have 100 % invested in the S fund. Though I might switch it to G fund this week and see how the inauguration plays out. My original plan was to leave my balance in the S fund for the next 4 years and then switch it to the G fund for my last two years. I hate to lose the possible gains in those two years but Im worried about any major market downturn which I won't have time to regain my losses due to only having 2 years to make it up.
Anyways, thanks for the information on this website cause it truly helps me out. Thanks everyone and have good day.
Anyways, thanks for the information on this website cause it truly helps me out. Thanks everyone and have good day.
Re: Mags007's FantasyTSP Account
Even though you may retire in 6 years, there's no reason your funds can't stay invested, either in the TSP or elsewhere. Which means that you probably have more than 2 years to make up any downturn.
Owner/creator of TSPcalc.com - "Know your numbers"
Re: Mags007's FantasyTSP Account
Agreed. However, I would try to stay away from 100% G Fund during the last 2 years or while in retirement. It simply doesn't earn enough to keep up with inflation. The F Fund is a better choice, and you can place something like 25% in S or C to keep the earnings high enough that you not only beat inflation, but give yourself a buffer for the long term.
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Recommended Reading: http://tspcenter.com/forums/viewtopic.php?f=14&t=13474
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Re: Mags007's FantasyTSP Account
Thanks for the input. Greatly appreciate it.
Fund Prices2024-04-17
Fund | Price | Day | YTD |
G | $18.19 | 0.01% | 1.25% |
F | $18.68 | 0.50% | -2.85% |
C | $78.62 | -0.58% | 5.72% |
S | $76.27 | -0.89% | -1.07% |
I | $40.66 | -0.17% | 1.19% |
L2065 | $15.60 | -0.47% | 3.17% |
L2060 | $15.60 | -0.47% | 3.18% |
L2055 | $15.60 | -0.47% | 3.18% |
L2050 | $31.39 | -0.35% | 2.57% |
L2045 | $14.34 | -0.33% | 2.47% |
L2040 | $52.43 | -0.31% | 2.41% |
L2035 | $13.87 | -0.28% | 2.31% |
L2030 | $46.25 | -0.25% | 2.24% |
L2025 | $12.93 | -0.12% | 1.78% |
Linc | $25.29 | -0.09% | 1.55% |