Allocations Advice
Moderator: Aitrus
Allocations Advice
I have put my shares into the I and C funds 50% split. This is my thought process on this. Both funds are real low right now, so I am buying cheap and eventually they should come back up, which should make me some good money. I have 17 yrs before I retire, so I figure I have time to play with it a bit. Any advice or thoughts on this would be welcomed. Am I going at this right, or should I do somthing a bit different?
Did you ever hear the expression knife catcher? It’s for someone who catches a knife on the way down and gets cut. Putting money in now may be a classic case of knife catching. That being said, I move my money into stocks today as well. I am betting that over the weekend, the near panic of today will subside. Yea the Macs have 5 trillion in loans but maybe 2% are in trouble, that’s $100B. Also with these guys you had to either put 20% down or get insurance. They might be looking at $20B in losses on 5 trillion in loans. Also I don’t see Iran shooting some missiles that everyone knows they have as being that big of a deal.
I might be wrong and get hurt but I think this is an over reaction and I can get a couple of points up using 1 of my 2 moves a month.
I might be wrong and get hurt but I think this is an over reaction and I can get a couple of points up using 1 of my 2 moves a month.
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- Posts: 17
- Joined: Wed Jan 02, 2008 12:54 pm
I'm not ready to move back in to the C, F, or I accounts yet but that may change. I am watching oil (but more
importantly gas) prices, unemployment, the exchange rate on the Euro and the dollar, and LOL Dr. Pain.... just
kidding. He has done well this year so his opinions are worth a listen. Honestly, I pulled up the history of the
F account during election years and it has steadily grown from July until October in every election year we have on
record (only 1 so this may be a stretch). I think that is because many people have been unsure as to the direction the country was heading so they moved their money to more secure areas. Combine that with the fact that the F fund
traditionally performs well in periods of low interest rates. That be said Fannie and Freddy have me watching closely...
Good luck. I may be wrong but I'm sticking in the F fund for now.
importantly gas) prices, unemployment, the exchange rate on the Euro and the dollar, and LOL Dr. Pain.... just
kidding. He has done well this year so his opinions are worth a listen. Honestly, I pulled up the history of the
F account during election years and it has steadily grown from July until October in every election year we have on
record (only 1 so this may be a stretch). I think that is because many people have been unsure as to the direction the country was heading so they moved their money to more secure areas. Combine that with the fact that the F fund
traditionally performs well in periods of low interest rates. That be said Fannie and Freddy have me watching closely...
Good luck. I may be wrong but I'm sticking in the F fund for now.
Looks like I bet wrong. The FDIC shut down Indymac at 4:30 today. This is big
http://www.fdic.gov/bank/individual/fai ... klist.html
$17 Billion in deposits that may be frozen by the FDIC. Yea they insure them but that doesn’t mean you can get you money any time soon I believe.
http://www.fdic.gov/bank/individual/fai ... klist.html
$17 Billion in deposits that may be frozen by the FDIC. Yea they insure them but that doesn’t mean you can get you money any time soon I believe.
At the time of closing, IndyMac Bank, F.S.B. had about $1 billion of potentially uninsured deposits held by approximately 10,000 depositors. The FDIC will begin contacting customers with uninsured deposits to arrange an appointment with an FDIC claims agent by Monday. Customers can contact the FDIC for an appointment using the toll-free number above. The FDIC will pay uninsured depositors an advance dividend equal to 50 percent of the uninsured amount.
"Privatized profits and socialized losses"
Dr Pain 2008
Dr Pain 2008
Fund Prices2024-03-27
Fund | Price | Day | YTD |
G | $18.14 | 0.01% | 1.00% |
F | $19.09 | 0.26% | -0.68% |
C | $82.11 | 0.87% | 10.42% |
S | $82.19 | 1.48% | 6.61% |
I | $42.68 | 0.56% | 6.21% |
L2065 | $16.38 | 0.84% | 8.36% |
L2060 | $16.38 | 0.84% | 8.36% |
L2055 | $16.39 | 0.84% | 8.36% |
L2050 | $32.73 | 0.71% | 6.94% |
L2045 | $14.91 | 0.67% | 6.56% |
L2040 | $54.37 | 0.63% | 6.20% |
L2035 | $14.34 | 0.58% | 5.77% |
L2030 | $47.66 | 0.53% | 5.35% |
L2025 | $13.14 | 0.31% | 3.40% |
Linc | $25.60 | 0.24% | 2.79% |