Move to S Fund tomorrow?

General TSP Discussion.

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TSPBuilder
Posts: 259
Joined: Tue Jun 19, 2012 2:14 pm

Re: Move to S Fund tomorrow?

Post by TSPBuilder »

userque wrote:
bloobs wrote:
searight wrote:I am in the same boat, seasonal says to go into S. Challenge is that the S hasn't had any corrections. The federal government's CR ends on 11 Dec, and congress will have to come up with an agreement and POTUS needs to sign it into law. If they can't then we face a shutdown in 3 weeks which could affect stocks.

So, any thoughts about moving back into S or wait until a drop from a possible shutdown?
Feel free to delay it by a day or two if you wish.

Remember, there is no hard and fast rule that you should move from G to S exactly on November 18th at close of market. So what if a bunch of historically successful daily seasonals just happen to pick that trading day because, over 15 years, IFT'ing on that day ekes out some marginal gain as compared to IFT'ing the day before or after. By marginal I am speaking of maybe a .01% gain.
It could be marginal, or it could be greater than marginal.

One could just simply use TSPCalc to test out the possibilities to see how much of a difference a day or two could make ... historically.
Twice in the early part of the year I missed switching from one fund to another according to TSPCalc Strategy 85660 by two days on one occasion and one day on the other. Missing by those short intervals cost me a 12% gain. Usually it's not a big deal but sometimes it can be a lot. Food for thought for timing the timing strategy.

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Fund Prices2024-03-28

FundPriceDayYTD
G $18.15 0.05% 1.05%
F $19.08 -0.06% -0.74%
C $82.21 0.11% 10.55%
S $82.43 0.30% 6.92%
I $42.57 -0.24% 5.95%
L2065 $16.38 0.02% 8.37%
L2060 $16.39 0.02% 8.38%
L2055 $16.39 0.02% 8.38%
L2050 $32.73 0.01% 6.95%
L2045 $14.91 0.02% 6.58%
L2040 $54.38 0.02% 6.22%
L2035 $14.34 0.02% 5.79%
L2030 $47.67 0.02% 5.38%
L2025 $13.15 0.03% 3.43%
Linc $25.61 0.03% 2.82%

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