Moving to F on Tuesday?

General TSP Discussion.

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harpole
Posts: 64
Joined: Wed Mar 22, 2017 9:25 am

Re: Moving to F on Tuesday?

Post by harpole »

Seriously, the F fund is terrible!! Now I'm inclined to just stick it out until my strategies next IFT towards the end of March. Surely the F fund will rise some by then...

ProduceMan
Posts: 507
Joined: Thu Jan 18, 2018 12:01 pm

Re: Moving to F on Tuesday?

Post by ProduceMan »

harpole wrote: Mon Feb 22, 2021 4:46 pm I need to rethink my F/G strategy, because the F fund makes me want to say the F word a lot!
That’s a good description of F Fund.
Moneys’ Money Making Money (4M)

VAmanBulls
Posts: 224
Joined: Wed Jul 24, 2019 8:37 am

Re: Moving to F on Tuesday?

Post by VAmanBulls »

Just want to highlight a shift that some of you I'm sure are seeing. We have to keep an eye on inflation and interest rates because they do impact bonds and stocks. The 10yr Treasury yield just a year ago was 0.4, today it's 1.45%. This may not sound like much, but I feel it's significant. Inflation appears to be on the move also. Home prices are up 11.4% year over year, Copper is at a 10 year high and oil around $60 per barrel. The Bond market is looking forward to higher interest rates so that tanks the bond market. But this also impacts the stock market as the high forward P/E trading stocks are extremely vulnerable in these conditions. Also at risk is the S&P 500 or C fund as it becomes harder and harder to justify the 22.5X forward P/E it's been riding on. Keep in mind, the 5 year average is more like 17X. Some will say these high PE stocks will eventually catch up and I would agree, but I'm all about avoiding a correction that at least on paper makes sense will happen. I'm just saying I think this year is very different than the 2nd half of last year where the 'money' was so easy a caveman could do it. Risk appears to be much greater than reward at least right now. Stay motivated.

User avatar
ubascuba
Posts: 38
Joined: Fri Sep 08, 2017 11:56 pm

Re: Moving to F on Tuesday?

Post by ubascuba »

VAmanBulls wrote: Thu Feb 25, 2021 1:41 pm Just want to highlight a shift that some of you I'm sure are seeing. We have to keep an eye on inflation and interest rates because they do impact bonds and stocks. The 10yr Treasury yield just a year ago was 0.4, today it's 1.45%. This may not sound like much, but I feel it's significant. Inflation appears to be on the move also. Home prices are up 11.4% year over year, Copper is at a 10 year high and oil around $60 per barrel. The Bond market is looking forward to higher interest rates so that tanks the bond market. But this also impacts the stock market as the high forward P/E trading stocks are extremely vulnerable in these conditions. Also at risk is the S&P 500 or C fund as it becomes harder and harder to justify the 22.5X forward P/E it's been riding on. Keep in mind, the 5 year average is more like 17X. Some will say these high PE stocks will eventually catch up and I would agree, but I'm all about avoiding a correction that at least on paper makes sense will happen. I'm just saying I think this year is very different than the 2nd half of last year where the 'money' was so easy a caveman could do it. Risk appears to be much greater than reward at least right now. Stay motivated.
Great assessment. I agree.
Ubascuba
Strategy:121017
Current PIP: 37.52%


“Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen.” ~ Winston Churchill

md2018
Posts: 137
Joined: Wed Sep 08, 2010 1:17 pm

Re: Moving to F on Tuesday?

Post by md2018 »

ubascuba wrote: Thu Feb 25, 2021 2:38 pm
VAmanBulls wrote: Thu Feb 25, 2021 1:41 pm Just want to highlight a shift that some of you I'm sure are seeing. We have to keep an eye on inflation and interest rates because they do impact bonds and stocks. The 10yr Treasury yield just a year ago was 0.4, today it's 1.45%. This may not sound like much, but I feel it's significant. Inflation appears to be on the move also. Home prices are up 11.4% year over year, Copper is at a 10 year high and oil around $60 per barrel. The Bond market is looking forward to higher interest rates so that tanks the bond market. But this also impacts the stock market as the high forward P/E trading stocks are extremely vulnerable in these conditions. Also at risk is the S&P 500 or C fund as it becomes harder and harder to justify the 22.5X forward P/E it's been riding on. Keep in mind, the 5 year average is more like 17X. Some will say these high PE stocks will eventually catch up and I would agree, but I'm all about avoiding a correction that at least on paper makes sense will happen. I'm just saying I think this year is very different than the 2nd half of last year where the 'money' was so easy a caveman could do it. Risk appears to be much greater than reward at least right now. Stay motivated.
Great assessment. I agree.
So G fund for now?

Scorpio70
Posts: 432
Joined: Thu Dec 24, 2015 11:49 am

Re: Moving to F on Tuesday?

Post by Scorpio70 »

Not going anywhere. The S fund had a 32% return last year even with the massive correction.

Regularguy
Posts: 185
Joined: Tue Sep 24, 2013 11:39 am

Re: Moving to F on Tuesday?

Post by Regularguy »

G Fund is favorable to me over F currently. With a huge stimulus coming, Bonds don't seem favorable.

kilogram
Posts: 13
Joined: Wed Mar 04, 2020 5:26 pm

Re: Moving to F on Tuesday?

Post by kilogram »

I'm thinking to just leave it in S fund. Because no matter what happens, it always bounces back.

Bubba
Posts: 169
Joined: Thu Mar 05, 2020 3:40 am

Re: Moving to F on Tuesday?

Post by Bubba »

Regularguy wrote: Fri Feb 26, 2021 12:04 pm G Fund is favorable to me over F currently. With a huge stimulus coming, Bonds don't seem favorable.
The F Fund can be great, but now is definitely not the time for the F Fund. I'm going to stay away until later this year...

harpole
Posts: 64
Joined: Wed Mar 22, 2017 9:25 am

Re: Moving to F on Tuesday?

Post by harpole »

I'm still sitting in F fund, hoping it will eventually turn around before my strategy defined move to S on March 26th. It will eventually turn around, maybe, right, (sigh)...? :shock: :(

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Fund Prices2021-05-07

FundPriceDayYTD
G $16.58 0.00% 0.43%
F $20.72 0.00% -2.27%
C $63.32 0.75% 13.24%
S $82.16 1.32% 10.72%
I $38.76 1.29% 9.51%
L2065 $13.84 1.02% 11.49%
L2060 $13.84 1.02% 11.49%
L2055 $13.84 1.02% 11.49%
L2050 $28.21 0.84% 9.30%
L2045 $12.88 0.79% 8.73%
L2040 $47.05 0.73% 8.19%
L2035 $12.44 0.67% 7.54%
L2030 $41.46 0.61% 6.91%
L2025 $11.77 0.48% 5.47%
Linc $22.89 0.23% 2.76%

Pending Allocations

Under development. For now, you may view Pending Allocations by going to "fantasy TSP" and selecting "Leaderboard sort" of "Pending Allocations".

What else

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