Back to the S Fund?

General TSP Discussion.

Moderator: Aitrus

KTSPcalc
Posts: 37
Joined: Fri Feb 26, 2021 5:22 pm

Re: Back to the S Fund?

Post by KTSPcalc »

I was supposed to go from F to S last Friday, but decided to hold off and watch from the sidelines. I reflected over the weekend on how my gut is generally terrible (which is why I started doing seasonal in the first place) and decided to get back on the program. I IFT'ed to S today; a day later than my plan wanted. I am sure we'll see if that was a good idea or not sometime this week.

PhilJohn
Posts: 396
Joined: Tue Apr 25, 2017 10:38 am

Re: Back to the S Fund?

Post by PhilJohn »

Chulke wrote: Thu Jun 24, 2021 12:46 pm Glad to see I'm not the only one with hesitations...I agree that we shouldn't second guess our strats and thus far I have only deviated from my given plan this year a couple of times and usually only by a day or so in the trade or the chosen fund to trade into...My last IFT was supposed to go to F Fund but I went to G instead and I'm thankful I did that...F Fund is IMO not a good fund to be in in this current market environment....

but currently S Fund is at a new ATH....that's never where I want to buy in at....Will it make a new high...tomorrow, or a week from now? Perhaps, but I think overwhelmingly it tends not to do so...there's usually a pull back first and with the current exuberance any negative could lead to an accelerated and protracted downside....And I would rather miss the pullback and then ride the retrace back upwards....So I'll stay vigilant for that and wait for a good entry point.

I agree with this. I missed the dip, but I missed the upswing too. I really thought it would go down more. Rather than follow my plan, I will wait until I see a solid buy opportunity. (Always one waiting around the corner). My plan has me in C Fund on the 1st but I think common sense should be strongly considered.

Cheers!

Chulke
Posts: 426
Joined: Thu Aug 01, 2013 10:25 am

Re: Back to the S Fund?

Post by Chulke »

Now my strategy call for me to jump to C fund today...yet here we are again at near ATH's and I find myself questioning if that's a good move...

I've been through this roller coaster in the past and something is telling me we are just one news article, or one tweet away from a 5-10% correction across the board, all markets!


IDK!


Cheers!
Cheers!

Current Strat: Loosely following 152300 and 85660 more the former rather than the later
Current PIP: 24.04

User avatar
bloobs
Posts: 1635
Joined: Tue May 21, 2019 8:00 pm

Re: Back to the S Fund?

Post by bloobs »

Chulke wrote: Thu Jul 01, 2021 7:32 am Now my strategy call for me to jump to C fund today...yet here we are again at near ATH's and I find myself questioning if that's a good move...

I've been through this roller coaster in the past and something is telling me we are just one news article, or one tweet away from a 5-10% correction across the board, all markets!


IDK!


Cheers!
For context,
- The market is ALWAYS "one news article, or one tweet away from a 5-10% correction"
- It is also "one news article, or one tweet away from a 5-10%" bull run

There is nothing new here. We cant control these forces that dictate these moves--but WE CAN CONTROL OUR EMOTIONS that influence our decisions.

Chulke
Posts: 426
Joined: Thu Aug 01, 2013 10:25 am

Re: Back to the S Fund?

Post by Chulke »

bloobs wrote: Thu Jul 01, 2021 8:00 am
Chulke wrote: Thu Jul 01, 2021 7:32 am Now my strategy call for me to jump to C fund today...yet here we are again at near ATH's and I find myself questioning if that's a good move...

I've been through this roller coaster in the past and something is telling me we are just one news article, or one tweet away from a 5-10% correction across the board, all markets!


IDK!


Cheers!
For context,
- The market is ALWAYS "one news article, or one tweet away from a 5-10% correction"
- It is also "one news article, or one tweet away from a 5-10%" bull run

There is nothing new here. We cant control these forces that dictate these moves--but WE CAN CONTROL OUR EMOTIONS that influence our decisions.

Agreed!...But when markets are at ATH's one has reason to be cautious...are you willing to reimburse my losses if I xfer into the given fund per the strategy?

No? That's what I thought...(not trying to be a jerk, just stating the obvious) Investing IS a personal choice/decision and opinion, and this one is mine!

ATH's are no place to buy in at, just my opinion, that's how bull traps are created...The market just seems to keep making new highs and it's irrational at best!

Can't bring myself to buy in just to catch the flop and head down that 5-10% correction! And with my luck, that's exactly what would happen...in fact, I think I've stated that many times on here how the market always heads down the day after I initiate a xfer into a given fund....not to sound like a conspiracy theorist but too many times I've lost tons of money like this, it always seems to be me! Not gonna happen this time!

I'll wait!


Cheers!


Cheers!
Cheers!

Current Strat: Loosely following 152300 and 85660 more the former rather than the later
Current PIP: 24.04

User avatar
ubascuba
Posts: 86
Joined: Fri Sep 08, 2017 11:56 pm

Re: Back to the S Fund?

Post by ubascuba »

Chulke wrote: Thu Jul 01, 2021 9:48 am
bloobs wrote: Thu Jul 01, 2021 8:00 am
Chulke wrote: Thu Jul 01, 2021 7:32 am Now my strategy call for me to jump to C fund today...yet here we are again at near ATH's and I find myself questioning if that's a good move...

I've been through this roller coaster in the past and something is telling me we are just one news article, or one tweet away from a 5-10% correction across the board, all markets!


IDK!


Cheers!
For context,
- The market is ALWAYS "one news article, or one tweet away from a 5-10% correction"
- It is also "one news article, or one tweet away from a 5-10%" bull run

There is nothing new here. We cant control these forces that dictate these moves--but WE CAN CONTROL OUR EMOTIONS that influence our decisions.

Agreed!...But when markets are at ATH's one has reason to be cautious...are you willing to reimburse my losses if I xfer into the given fund per the strategy?

No? That's what I thought...(not trying to be a jerk, just stating the obvious) Investing IS a personal choice/decision and opinion, and this one is mine!

ATH's are no place to buy in at, just my opinion, that's how bull traps are created...The market just seems to keep making new highs and it's irrational at best!

Can't bring myself to buy in just to catch the flop and head down that 5-10% correction! And with my luck, that's exactly what would happen...in fact, I think I've stated that many times on here how the market always heads down the day after I initiate a xfer into a given fund....not to sound like a conspiracy theorist but too many times I've lost tons of money like this, it always seems to be me! Not gonna happen this time!

I'll wait!


Cheers!


Cheers!
Your PIP disagrees.
Ubascuba
Strategy:167054

“Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen.” ~ Winston Churchill

Chulke
Posts: 426
Joined: Thu Aug 01, 2013 10:25 am

Re: Back to the S Fund?

Post by Chulke »

Cause I don't blindly follow the strategy! LoL!

I try to take all things into consideration...


Cheers!
Cheers!

Current Strat: Loosely following 152300 and 85660 more the former rather than the later
Current PIP: 24.04

User avatar
Tomanyiron
Posts: 4973
Joined: Mon Apr 26, 2010 6:39 am

Re: Back to the S Fund?

Post by Tomanyiron »

Chulke wrote: Mon Jun 21, 2021 7:40 am .. I see a 2x4x8 going for over $10 at my local HD I have to ask why, when a year ago one was going for $1.47...
No more stocks for me, I'm buying and selling two-by-fours.

PhilJohn
Posts: 396
Joined: Tue Apr 25, 2017 10:38 am

Re: Back to the S Fund?

Post by PhilJohn »

Wells Fargo announced they are ending personal lines of credit, even though it will impact consumers credit scores. I find that a bit odd.

Chulke
Posts: 426
Joined: Thu Aug 01, 2013 10:25 am

Re: Back to the S Fund?

Post by Chulke »

Tomanyiron wrote: Fri Jul 09, 2021 6:19 pm
Chulke wrote: Mon Jun 21, 2021 7:40 am .. I see a 2x4x8 going for over $10 at my local HD I have to ask why, when a year ago one was going for $1.47...
No more stocks for me, I'm buying and selling two-by-fours.
I know!!! Right??

That's a heck of an increase!

But prices have started drifting down...supposedly fell 40% last month...


Cheers!
Cheers!

Current Strat: Loosely following 152300 and 85660 more the former rather than the later
Current PIP: 24.04

User avatar
sconey
Posts: 32
Joined: Fri Feb 28, 2020 1:05 pm

Re: Back to the S Fund?

Post by sconey »

Is it just me or does buying the S Fund dip look tempting?

tnwhiskey
Posts: 75
Joined: Thu Dec 12, 2019 7:14 pm

Re: Back to the S Fund?

Post by tnwhiskey »

sconey wrote: Wed Jul 14, 2021 1:01 pm Is it just me or does buying the S Fund dip look tempting?
it sure does. I'm thinking about 100% CA to "S"

User avatar
sconey
Posts: 32
Joined: Fri Feb 28, 2020 1:05 pm

Re: Back to the S Fund?

Post by sconey »

Of course, the million dollar question is when has it reached its bottom? I assume that greater mathematical minds than mine have an educated guess when he correction will bottom out...

Chulke
Posts: 426
Joined: Thu Aug 01, 2013 10:25 am

Re: Back to the S Fund?

Post by Chulke »

Yeah I am not convinced...Bull Trap Perhaps?


Cheers!
Cheers!

Current Strat: Loosely following 152300 and 85660 more the former rather than the later
Current PIP: 24.04

User avatar
sconey
Posts: 32
Joined: Fri Feb 28, 2020 1:05 pm

Re: Back to the S Fund?

Post by sconey »

FYI - Previously in this thread, KTSPcalc stated, as follows:

"The S fund has peaked at $84+ 4 times this year and dropped back down to a low of $77+ the first 3 times.
February 12 - $84.72 (dropped back to $77.38 on March 4)
March 15 - $84.15 (dropped back to $77.51 on March 24)
Apri 29 - $84.81 (dropped back to $77.80 on May 12)
June 11 - $85.05 - - heading back down now.
I don't do (or really understand) technical analysis (which is why I follow seasonal here), but it seems like we have a ceiling for support around $84 and a floor around $78."

Post Reply

Fund Prices2024-04-18

FundPriceDayYTD
G $18.19 0.01% 1.27%
F $18.62 -0.30% -3.14%
C $78.45 -0.21% 5.50%
S $76.12 -0.20% -1.27%
I $40.67 0.02% 1.21%
L2065 $15.58 -0.13% 3.04%
L2060 $15.58 -0.13% 3.04%
L2055 $15.58 -0.13% 3.04%
L2050 $31.35 -0.13% 2.44%
L2045 $14.32 -0.12% 2.35%
L2040 $52.37 -0.11% 2.29%
L2035 $13.85 -0.10% 2.21%
L2030 $46.21 -0.09% 2.15%
L2025 $12.93 -0.05% 1.72%
Linc $25.28 -0.04% 1.51%

Live Charts

Pending Allocations

Under development. For now, you may view Pending Allocations by going to "fantasy TSP" and selecting "Leaderboard sort" of "Pending Allocations".