Year end losses? gains?

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Scarfinger
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Joined: Mon Jan 30, 2012 12:00 am

Year end losses? gains?

Post by Scarfinger »

Somewhere around -16.02% for the year.

year end balance including biweekly investments year over year: -8.7%

Holding steady for 2023
I am just an average Joe. I have no clue to what the market will do.
TimboSlice wrote: "People really need to stop overthinking this."
Paul Merriman 2 fund strat: (age - 25) x2.5 = TDF + balance into S fund or variation of

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jatelle
Posts: 317
Joined: Thu Jul 02, 2015 1:36 pm

Re: Year end losses? gains?

Post by jatelle »

TSP is -1.33% for 2022. My TSPcenter Fantasy is different because I was was remiss in posting my IFTs.

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Scarfinger
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Re: Year end losses? gains?

Post by Scarfinger »

Nice. Are you retired?
I am just an average Joe. I have no clue to what the market will do.
TimboSlice wrote: "People really need to stop overthinking this."
Paul Merriman 2 fund strat: (age - 25) x2.5 = TDF + balance into S fund or variation of

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Navig8tor
Posts: 564
Joined: Mon Jul 19, 2010 10:48 am

Re: Year end losses? gains?

Post by Navig8tor »

I'm +6.1% in the real TSP account, more than -12% in the game. You can see where MY attention was focused in 2022.

I started off +6% in the game and the real account in early-January 2022. In the real account, I went to the G-Fund when I was up 6%. Got greedy in the game and didn't IFT to the G-fund like I did in the real account. I figured the market would flip at some point but I didn't pay enough attention to it in the game. Had 5-6-7 opportunities to get in for a quick rise and get back out...just didn't do it.

I screwed up in the real account at some point in 2022 and caught a falling knife on what I THOUGHT was a reversal. It lasted about 1 day. I dropped down from +6% to -3% on that one. I ended up waiting it out and caught a more sustained bear market rally back up to +5.8%. After that, I went back to the G-fund and sat there for the past 3 months.
Navig8tor
CWO4 (BOSN)
USCG, RET

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12squared
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Re: Year end losses? gains?

Post by 12squared »

+3.45%, not counting what Uncle Sam and I contributed.
“The genius of investing is recognizing the direction of the trend – not catching the highs or the lows.”
- Dean Witter

"Put all your eggs in one basket and then watch that basket."
- Andrew Carnegie

imktwo
Posts: 15
Joined: Thu Apr 12, 2012 9:30 pm

Re: Year end losses? gains?

Post by imktwo »

Hard candy christmas for my household: TSP says -11.72% for 2022. That's not an accurate representation of reality however...the real number is -25% :cry: . This is based on my beginning year actual balance + contributions + loan payback - end of year actual balance. TSP Center reflects my EOY as -27.18. I typically have my actual synch with my fantasy trades. I have about 12 members on my watch list. I also use TSPCalc to track about 12 strategies. Hopeful that I'll have a much different story to tell this time next year.

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Amerks
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Re: Year end losses? gains?

Post by Amerks »

+1.4% and +5.13% including bi-weekly contributions. Spent most of the year hiding in G. Thinking G is a decent place to start 2023...G is currently (last several weeks of 2022) tracking around 4% given recent Fed rate hikes. Given the volatility in the markets...there are worse places to hide.

Once we hopefully get to the other side of the down turn I will follow TSP Calc strategy 166483 https://tspcalc.com/seasonal.php?ID=166483&years=04-22 which actually performed better than most in 2022.

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IRQVET
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Re: Year end losses? gains?

Post by IRQVET »

Minus 9% since this build back better B.S. got started . . .
Operation Iraqi Freedom Veteran
Disclaimer: The contents of this thread are known to the state of California to cause cancer. (As they always seem to know more than the rest of us)

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harpole
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Re: Year end losses? gains?

Post by harpole »

My real TSP matches my TSP fantasy. Still kicking myself for not getting out when up 20%, but overall happy with my results for the year. I tried the buy and hold strategy for a few months, but changed course once we had another bear market rally. (That 20% loss was hard to take...) I'm also worried about a long term bear market and think it's best to take any gains when possible..
Never underestimate the true intentions and overreach of the regime.
Less Government, More Freedom!

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bloobs
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Re: Year end losses? gains?

Post by bloobs »

IRQVET wrote: Sun Jan 01, 2023 10:25 pm Minus 9% since this build back better B.S. got started . . .
Be best.

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harpole
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Re: Year end losses? gains?

Post by harpole »

IRQVET wrote: Sun Jan 01, 2023 10:25 pm Minus 9% since this build back better B.S. got started . . .
I hear ya; from one patriot to another.. May the New Year bring us all TSP success..
Never underestimate the true intentions and overreach of the regime.
Less Government, More Freedom!

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jatelle
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Re: Year end losses? gains?

Post by jatelle »

Scarfinger wrote: Sun Jan 01, 2023 1:57 pm Nice. Are you retired?
I am still working. Earliest retirement is 2027 from the Department of State. But if we keep having bear markets like this past year I will have to keep working until mandatory retirement in 2032. So, are you nearing retirement? Good luck to you in 2023!

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jatelle
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Re: Year end losses? gains?

Post by jatelle »

harpole wrote: Sun Jan 01, 2023 10:34 pm My real TSP matches my TSP fantasy. Still kicking myself for not getting out when up 20%, but overall happy with my results for the year. I tried the buy and hold strategy for a few months, but changed course once we had another bear market rally. (That 20% loss was hard to take...) I'm also worried about a long term bear market and think it's best to take any gains when possible..
Congrats Harpole! No need to kick yourself. You outperformed all/most of us in 2022, so big kudos to you! I suspect we are going to have a tough first quarter or two in 2023 (possibly a recession?) but I am hoping things will turn around in the second half of the year...

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Scarfinger
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Re: Year end losses? gains?

Post by Scarfinger »

jatelle wrote: Mon Jan 02, 2023 9:44 pm
Scarfinger wrote: Sun Jan 01, 2023 1:57 pm Nice. Are you retired?
I am still working. Earliest retirement is 2027 from the Department of State. But if we keep having bear markets like this past year I will have to keep working until mandatory retirement in 2032. So, are you nearing retirement? Good luck to you in 2023!
Still working at the VA and contributing to TSP. Looking to retire in 2033/2035 at 65/67 years old if all the numbers work out. Currently being very aggressive with 100% stocks.

Best of luck to you as well.
I am just an average Joe. I have no clue to what the market will do.
TimboSlice wrote: "People really need to stop overthinking this."
Paul Merriman 2 fund strat: (age - 25) x2.5 = TDF + balance into S fund or variation of

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12squared
Posts: 680
Joined: Thu Dec 31, 2015 7:28 am

Re: Year end losses? gains?

Post by 12squared »

12squared wrote: Sun Jan 01, 2023 4:09 pm +3.45%, not counting what Uncle Sam and I contributed.
Digging deeper into my EoY Contribution Summary:
Traditional TSP: +3.37%
Roth TSP: +10.3%
Combined: +3.49%
“The genius of investing is recognizing the direction of the trend – not catching the highs or the lows.”
- Dean Witter

"Put all your eggs in one basket and then watch that basket."
- Andrew Carnegie

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Fund Prices2024-06-11

FundPriceDayYTD
G $18.32 0.01% 1.96%
F $19.06 0.42% -0.86%
C $84.33 0.27% 13.40%
S $78.78 -0.23% 2.19%
I $42.81 -0.96% 6.54%
L2065 $16.53 -0.22% 9.35%
L2060 $16.53 -0.22% 9.35%
L2055 $16.54 -0.22% 9.36%
L2050 $33.01 -0.15% 7.86%
L2045 $15.04 -0.14% 7.49%
L2040 $54.86 -0.13% 7.14%
L2035 $14.47 -0.12% 6.73%
L2030 $48.10 -0.11% 6.32%
L2025 $13.26 -0.04% 4.35%
Linc $25.84 -0.03% 3.74%

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