Testimonial
Moderator: Aitrus
Testimonial
I just wanted to share my achievements with everyone and especially throw a shout out to Matt and TSPCalc. I started following TSPCalc in May 2019 with a total investment portfolio of about $360K (TSP + Fidelity). I've changed plans a few times as I've gained insight from the knowledge of others and from my many mistakes. As of today, I hit 101% return since May 2019. Thanks for creating all of this!
Ubascuba
Strategy:167054
“Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen.” ~ Winston Churchill
Strategy:167054
“Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen.” ~ Winston Churchill
Re: Testimonial
That is a phenomenal return!
Congrats!
Congrats!
Owner/creator of TSPcalc.com - "Know your numbers"
Re: Testimonial
That's great, man! Congrats!
Seasonal Musings 2022: viewtopic.php?f=14&t=19005
Recommended Reading: http://tspcenter.com/forums/viewtopic.php?f=14&t=13474
"It's not what happens to you, but how you react to it that matters" Epictetus
Recommended Reading: http://tspcenter.com/forums/viewtopic.php?f=14&t=13474
"It's not what happens to you, but how you react to it that matters" Epictetus
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SurelyJame
- Posts: 61
- Joined: Mon Jun 05, 2017 6:38 pm
Re: Testimonial
Out of curiosity, which strategy did you follow?
Re: Testimonial
The very first strategy I followed was 7980. I chose it just because there was a large number of people following it and I was new to seasonals. I chose the next strategy based on the a minimum mean of 30% and 15% max Std Dev. I've since whittled it down to a mean above 20%, Std Dev at about 5%, and CSI% less than 51%. Currently, I'm in 167054. I chose that because of the limited exposure to the market (CSI at 45%).
Ubascuba
Strategy:167054
“Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen.” ~ Winston Churchill
Strategy:167054
“Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen.” ~ Winston Churchill
Re: Testimonial
I would also add that I made alot of mistakes early on. Market movements would influence me more than they should have. I've since learned to not deviate from my plan. EVERY time I did deviate from the plan I ended up losing.
Ubascuba
Strategy:167054
“Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen.” ~ Winston Churchill
Strategy:167054
“Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen.” ~ Winston Churchill
Re: Testimonial
I've been testing, testing and testing different strategies. So far, I've found a good way to do things, but I think I need to test it for a couple of years.ubascuba wrote: ↑Tue May 09, 2023 10:30 amThe very first strategy I followed was 7980. I chose it just because there was a large number of people following it and I was new to seasonals. I chose the next strategy based on the a minimum mean of 30% and 15% max Std Dev. I've since whittled it down to a mean above 20%, Std Dev at about 5%, and CSI% less than 51%. Currently, I'm in 167054. I chose that because of the limited exposure to the market (CSI at 45%).
In one part of me, I'm thinking (ultimately) of going your direction. Getting a 20%+ return every year is very respectable with minimal loss. I'm being additionally cautious now, however, with the 3mvs10yr inversion. Hopefully it's a soft landing.
Fund Prices2023-05-26
| Fund | Price | Day | YTD |
| G | $17.50 | 0.01% | 1.54% |
| F | $18.47 | 0.07% | 1.46% |
| C | $64.96 | 1.31% | 10.27% |
| S | $64.41 | 1.47% | 4.69% |
| I | $37.17 | 0.96% | 9.52% |
| L2065 | $13.39 | 1.20% | 9.24% |
| L2060 | $13.39 | 1.20% | 9.24% |
| L2055 | $13.40 | 1.20% | 9.24% |
| L2050 | $27.52 | 1.00% | 7.91% |
| L2045 | $12.64 | 0.94% | 7.53% |
| L2040 | $46.48 | 0.88% | 7.15% |
| L2035 | $12.37 | 0.81% | 6.71% |
| L2030 | $41.52 | 0.74% | 6.26% |
| L2025 | $11.94 | 0.46% | 4.56% |
| Linc | $23.65 | 0.31% | 3.48% |