Finding the number, WAG or SWAG

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Scarfinger
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Joined: Mon Jan 30, 2012 12:00 am

Re: Finding the number, WAG or SWAG

Post by Scarfinger »

Midway wrote: Fri Dec 22, 2023 2:37 pm
VAmanBulls wrote: Mon Dec 18, 2023 10:53 am Really appreciate this information. I'm 7 years out on a left dogleg to final retirement approach. I have 2 still in high school so college may impact some decisions but I do have 529's for them so that should help. Academic scholarships are not looking good, ha. The good news is, I am just fine living in a tent as long as it's on a beach with a cooler of cold ones close by. Not sure the wife is onboard with that retirement plan however.
So plan on 50% of your post retirement income or upgrade to a Yurt.
I had to look it up:

Yurts are circular structures that are assembled much like a tent.
I am just an average Joe. I have no clue to what the market will do.
TimboSlice wrote: "People really need to stop overthinking this."
Paul Merriman 2 fund strat: (age - 25) x2.5 = TDF + balance into S fund or variation of

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Fund Prices2024-05-21

FundPriceDayYTD
G $18.27 0.01% 1.69%
F $18.99 0.21% -1.22%
C $83.42 0.25% 12.18%
S $81.53 -0.33% 5.75%
I $43.46 -0.24% 8.15%
L2065 $16.60 0.00% 9.81%
L2060 $16.60 0.00% 9.81%
L2055 $16.61 0.00% 9.81%
L2050 $33.11 0.02% 8.17%
L2045 $15.08 0.02% 7.76%
L2040 $54.97 0.02% 7.37%
L2035 $14.49 0.02% 6.90%
L2030 $48.16 0.02% 6.46%
L2025 $13.25 0.02% 4.28%
Linc $25.81 0.02% 3.62%

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