If I recall, the former TSP would have introduced the new L fund in Jul 2025.
I know y’all are not big fans of the L’s, but I gotta ask …………. Anyone jumping in for $10?
L2070
Moderator: Aitrus
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Re: L2070
I believe the L funds are an adequate tool for the people that say "Just tell me what to click and don't confuse me" and are intended as a way for them to reallocate automatically. The problem for this crowd is that since the L funds reallocate back to set percentages on a set schedule, they are constantly reallocating money from whatever is doing well (such as equities) into what is not doing well.
If you are interested in using L funds an approach that you can do is see what percentages they are using then mirror that yourself using only the C, S, I. and F portions. G fund often does not keep up with inflation so I would not use it in a long term strategy for my own account.
Also, remember when you are assessing your own risk tolerances we have a large portion of our retirement in one of the lowest risks out there(FERS or Mil retirement) so we can be higher risk in our TSP.
If you are interested in using L funds an approach that you can do is see what percentages they are using then mirror that yourself using only the C, S, I. and F portions. G fund often does not keep up with inflation so I would not use it in a long term strategy for my own account.
Also, remember when you are assessing your own risk tolerances we have a large portion of our retirement in one of the lowest risks out there(FERS or Mil retirement) so we can be higher risk in our TSP.
Fund Prices2025-02-18
Fund | Price | Day | YTD |
G | $18.87 | 0.05% | 0.62% |
F | $19.62 | -0.36% | 0.74% |
C | $97.00 | 0.26% | 4.38% |
S | $95.15 | 0.44% | 5.54% |
I | $44.75 | 0.62% | 6.80% |
L2070 | $10.97 | 0.40% | 5.34% |
L2065 | $18.52 | 0.40% | 5.34% |
L2060 | $18.52 | 0.40% | 5.34% |
L2055 | $18.52 | 0.40% | 5.34% |
L2050 | $36.47 | 0.31% | 4.52% |
L2045 | $16.55 | 0.29% | 4.28% |
L2040 | $60.12 | 0.28% | 4.04% |
L2035 | $15.78 | 0.26% | 3.77% |
L2030 | $52.21 | 0.24% | 3.49% |
L2025 | $14.04 | 0.13% | 2.02% |
Linc | $27.25 | 0.12% | 1.89% |