MFW Limit?

General TSP Discussion.

Moderator: Aitrus

Post Reply
MB757
Posts: 5
Joined: Mon Apr 27, 2020 8:45 am

MFW Limit?

Post by MB757 »

I understand the 25% max about investing into the MFW from the standard 5 TSP funds. But is there a limit on how much your MFW can grow as a total of your overall portfolio?

I've tried reading as much as possible but can't find anything stating facts one way or another. I assume the silence means there are no limits on what the MFW can grow to but wondering if anyone has run that down.

Just seems odd that they would limit the amount you can invest but not what it could grow to. Is that just a "protecting you from yourself" rule?

User avatar
Scarfinger
Posts: 831
Joined: Mon Jan 30, 2012 12:00 am

Re: MFW Limit?

Post by Scarfinger »

MB757 wrote: Fri Aug 02, 2024 11:56 am
Just seems odd that they would limit the amount you can invest but not what it could grow to. Is that just a "protecting you from yourself" rule?
Someone probably said "jeeze these fees are a lot higher than the traditional TSP funds. Response from new management... "Ok we will only let them put in 25% of their account". Clueless administration says, "Great Idea" ??? lol
I am just an average Joe. I have no clue to what the market will do.
TimboSlice wrote: "People really need to stop overthinking this."
Paul Merriman 2 fund strat: (age - 25) x2.5 = TDF + balance into S fund or variation of

User avatar
mjedlin66
Posts: 1623
Joined: Wed Oct 02, 2013 7:51 pm

Re: MFW Limit?

Post by mjedlin66 »

No, there is no limit to how much your MFW can grow. It is theoretically possible for you to invest 25% of your account and then grow it so it makes up 99% of your TSP.

If they forced you to take your winnings, then it would be pretty difficult to earn more than the core funds, rendering it useless.
Owner/creator of TSPcalc.com - "Know your numbers"

Post Reply

Fund Prices2024-11-12

FundPriceDayYTD
G $18.65 0.05% 3.80%
F $19.52 -0.71% 1.55%
C $94.36 -0.19% 26.88%
S $94.25 0.53% 22.25%
I $42.75 -1.60% 6.40%
L2070 $10.63 -0.58% 6.31%
L2065 $17.94 -0.58% 18.67%
L2060 $17.94 -0.58% 18.67%
L2055 $17.95 -0.58% 18.68%
L2050 $35.47 -0.52% 15.88%
L2045 $16.11 -0.49% 15.12%
L2040 $58.57 -0.46% 14.38%
L2035 $15.39 -0.42% 13.52%
L2030 $50.96 -0.37% 12.66%
L2025 $13.79 -0.19% 8.54%
Linc $26.78 -0.16% 7.51%

Live Charts

Pending Allocations

Under development. For now, you may view Pending Allocations by going to "fantasy TSP" and selecting "Leaderboard sort" of "Pending Allocations".