And from all my calculations... no it is not worth it financially just looking at the numbers unless you are going to live into your 100's. Actually I would have to live to 150 years old to break even considering my current salary.
One more year on my pension calculation adds 60 dollars a month. It makes more sense to take 1 year off (if you can) and get paid your full salary. Or retire and then live 90 more years to break even.
I still plan on saving 1 year of sick time...you never know I may need to use it for a knee replacement of something else.. hope not though
