Is it as simple as that and anything I need to know to keep them from fouling it up?
I hope to be doing the same as I retire from Army Civilian in the next year.
Be sure to check the cost of your IRA vs. other options that Fidelity offers. Fidelity offers a wide range of products with an equally wide range of fees. If you find a product, e.g. an ETF, that meets your needs with smaller management fees than your current IRA, call Fidelty and ask if you can switch your IRA from where it is to where you want to be. They may (may) be able to make the change at no cost.
For planning purposes your wife should expect to live to 83 or there about. Don't plan a lot of trips or house repairs that exhaust her account. The idea was to cover "old age" expenses, not be used to pay early retirement expenses. How soon can she begin receiving Social Security Pension checks?
Pending AllocationsUnder development. For now, you may view Pending Allocations by going to "fantasy TSP" and selecting "Leaderboard sort" of "Pending Allocations".
What else"Don't ever half-ass two things. Whole-ass one thing."
- Ron Swanson