MakeMe$$$$ wrote:JDD4J4J wrote:...
Of course, you are correct in the aspect that TSP is as low cost as they come but the limited options seem to be too restrictive compared to non-TSP options...
Thanks for your thoughts.
I really appreciate you bringing up this thread MakeMe$$$$. I'm thinking about taking a deferred retirement within 2 to 5 months (I'm short my minimum retirement age of 56 by a year and a couple) and for me it's not a question of whether or not to rollover but how to do it most effectively.
I did want to mention to you that ProFunds has been waiving the maintenance and service fees for at least the past two years on my mutual fund accounts and I believe it has been more like seven since I was last charged. You can transfer between funds daily with no transaction fees of any sort. I am told there are no redemption fees for when you pull money out but I haven't had a need to test that yet. You can be as aggressive or passive as you want with their leveraged and non-leveraged funds. You might even be please to increase your rate of return.
As of this past Friday my year-to-date returns just hit 68% in ProFunds. My goal this year is 10% per month but I will be happy to meet my minimum goal of 6.7/month.
Thanks again for inspiring the group to share some really timely and appreciated information!